The average value of the mortgages signed in April decreases 5.7

26 June 2008
Mortgages Statistics (Base 2003)
April 2008. Provisional data
The average value of the mortgages signed in April decreases 5.7%
in the interannual rate and reaches 162,336 euros
The number of mortgages that change conditions increases 36.8%
and registered cancellations decrease 2.0%
During the month of April the average amount per mortgage constituted was 162,336 euros,
5.7% less than for the same month in 2007 and 1.4% lower than that recorded in March
2008.
In the case of mortgages constituted for housing, the average amount was 141,422
euros, 4.8% less than the same month in 2007, and 0.2% lower than the figure registered
in March 2008.
Average amount mortgaged on total
properties in thousands of euros
Average amount mortgaged on dwellings in
thousands of euros
180
175
170
165
160
155
150
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
165
160
155
150
145
140
135
The value of mortgages constituted on urban buildings was approximately 19,166 million
euros in April, representing an interannual decrease of 12.0%. In housing, the capital loaned
reached almost 12,240 million euros, 13.8% less than in April 2007. Both rates of evolution
may be affected by the Easter effect, since in 2007 Easter Week was held in April.
Total
Total properties
Number of mortgaged properties
Capital loaned (thousands of euros)
Average amount (euros)
Rustic buildings
Number of mortgaged properties
Capital loaned (thousands of euros)
Average amount (euros)
Urban buildings
Number of mortgaged properties
Capital loaned (thousands of euros)
Average amount (euros)
Dwellings
Number of mortgaged properties
Capital loaned (thousands of euros)
Average amount (euros)
Variation rate
Inter-monthly
Interannual
Interannual
accumulated
125,298
20,340,410
162,336
18.6
17.0
-1.4
-7.8
-13.1
-5.7
-22.9
-24.9
-2.6
3,639
1,174,436
322,736
33.5
44.6
8.3
-5.7
-27.0
-22.6
-18.0
-31.5
-16.5
121,659
19,165,974
157,538
18.2
15.6
-2.2
-7.9
-12.0
-4.5
-23.0
-24.5
-1.9
86,549
12,239,938
141,422
23.0
22.7
-0.2
-9.4
-13.8
-4.8
-25.9
-28.2
-3.1
1
Mortgages by institution
Savings banks were the institutions that granted the largest number of mortgage loans in
April (58.1% of the total), followed by Banks (31.9%) and other financial institutions (10.0%).
Regarding capital loaned, Savings banks granted 52.4% of the total, Banks 37.9% and other
financial institutions 9.7%.
Mortgage interest rates
The average interest rate in April 2008 was 5.13%, resulting in an interannual rate increase
of 11.1% and a 1.0% as compared with March 2008.
Average interest rate
5.20
5.00
4.80
4.60
4.40
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
4.20
The average interest rate of Savings bank mortgage loans was 5.08% and the average term
was 26 years. Regarding Banks, the average interest rate for mortgage loans was 5.12%
and the average term was 25 years.
97.7% of the mortgages constituted in April used a variable interest rate, as opposed to the
2.3% that used a fixed rate. Within the variables, the Euribor was the reference interest rate
most used in constituting mortgages, specifically in 87.2% of new contracts.
Mortgages with modified conditions
The total number of mortgages with modified conditions was 33,096 in April, which implied
an interannual growth of 36.8%. In the case of housing, the number of mortgages that
modified their conditions was 26,629, that is, 34.5% more than the number registered in April
2007. Easter, which was held in March this year, may have affected these figures.
Number of modifications on total properties
Number of modifications on housing
Considering the type of modification of the conditions, in April 23,757 novations (or
modifications produced within the same financial institution) were produced, for an
interannual increase of 28.7%.
2
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-08
Mar-08
Feb-08
Jan-08
Dec-07
Nov-07
Oct-07
Sep-07
Aug-07
Jul-07
Jun-07
May-07
Apr-07
Apr-07
25,000
22,000
19,000
16,000
13,000
10,000
35,000
32,000
29,000
26,000
23,000
20,000
The number of loans that changed institutions (subrogations creditor) was 5,489, for a 40.7%
increase in the interannual rate. On the other hand, 3,850 mortgages changed the holder of
the mortgaged property (subrogations debtor), which implied an increase of 110.0%.
Variation rate
Inter-monthly
Total
Total mortgages with changes
-Novations
-Subrogations Debtor
-Subrogations Creditor
33,096
23,757
3,850
5,489
Interannual
20.41
25.05
2.34
16.17
36.80
28.70
110.04
40.71
Interannual
accumulated
23.91
20.56
71.80
16.00
Number of mortgages with changes in interest rate conditions
Of the 33,096 mortgages with modified conditions during the month of April, 38.7% were due
to changes in interest rates.
The percentage of mortgages at a fixed interest rate decreased after the change in
conditions (from 7.6% to 1.9% of the total) since most of these loans were referenced to a
variable interest rate. Within the interest rate structure, the Euribor was the most important
reference. Moreover, its average interest was the lowest before the change (3.86%).
Nonetheless, after the change the lowest average interest rate was that referring to Other
interest rates (5.11%).
After the modification of conditions, the average interest of the loans increased 0.19 points in
fixed interest rate mortgages and 1.23 points in variable rate mortgages.
Interest rate modality
Before the change in interest rate
No. of
mortgages
Fixed
Variable
-MRTI * Banks
-MRTI * Savings banks
-MRTI * institutions (other)
-Type Act. Ref. Saving Banks
-Euribor
-Others interest rates
Without
Total interest rate changes
Original
structure of
interest rates
(%)
972
11,717
200
369
400
35
10,166
546
113
12,802
After the change in interest rate
Original
average
interest of
loan
7.59
91.53
1.56
2.88
3.12
0.28
79.41
4.27
0.88
100.00
No. of
mortgages
5.00
3.96
5.28
4.54
4.37
4.51
3.86
4.58
-
Final
structure of
interest rates
(%)
244
12,394
202
269
164
33
11,473
254
163
12,802
Average
interest after
change
1.91
96.82
1.58
2.10
1.28
0.26
89.62
1.98
1.27
100.00
5.19
5.19
5.26
5.12
5.73
5.39
5.18
5.11
-
*MRTI: Mortgage Reference Trend Index
Registered mortgage cancellations
In April, 67,859 mortgage cancellations were registered, which indicates an interannual
decrease of 2.0%. The mortgages cancelled on rustic properties increased 3.8% while those
cancelled on urban properties decreased 2.1% in the interannual rate. The number of
cancellations on housing decreased 5.2% in the interannual rate. The previous figures may
likewise have been affected by the Easter effect.
Variation rate
Inter-monthly
Total
Total cancelled mortgages
Rustic
Urban
-Dwellings
67,859
1,869
65,990
47,985
14.44
19.35
14.30
11.51
Interannual
-1.97
3.78
-2.13
-5.22
Interannual
accumulated
-15.66
-6.63
-15.89
-17.62
3
Geographical distribution
The highest numbers of mortgaged properties per 100,000 inhabitants1 were in Región de
Murcia (774) and Cantabria (447). The greatest increases were recorded in Región de
Murcia and Galicia both with 25.5%.
The Communities with the highest average mortgaged amount were País Vasco (221,997
euros) and Comunidad de Madrid (213,851 euros). Those with the highest interannual
variation rate were Castilla-La Mancha (11.1%) and Canarias (5.8%).
Lastly, the Autonomous Communities with the highest number of properties with condition
changes per 100,000 inhabitants1 were Comunitat Valenciana (177) and Andalucía (129);
meanwhile those with the highest number of mortgages cancelled in the register per 100,000
inhabitants1 were Región de Murcia (285) and Comunitat Valenciana (273).
Autonomous Community
Mortgaged properties
Number*
TOTAL
Andalucía
Aragón
Asturias (Principado de)
Balears (Illes)
Canarias
Cantabria
Castilla y León
Castilla-La Mancha
Cataluña
Comunitat Valenciana
Extremadura
Galicia
Madrid (Comunidad de)
Murcia (Región de)
Navarra (Comunidad Foral de)
País Vasco
Rioja (La)
Ceuta
Melilla
344
360
365
279
419
383
447
282
416
271
432
303
257
305
774
299
231
442
442
159
Average amount mortgaged in
euros
Amount
Interannual
Interannual
variation
variation
-8.74
162,336
-5.67
-15.26
155,759
-3.35
13.70
186,106
5.58
-4.78
143,132
-0.93
-20.99
196,958
1.25
-12.66
153,984
5.84
2.12
123,690
-29.34
-12.50
141,049
-3.40
-0.71
148,449
11.09
-26.02
201,816
0.16
-20.19
132,637
-3.19
13.11
108,845
-15.27
25.46
128,807
-17.51
1.35
213,851
-7.27
25.50
108,904
-43.03
21.75
174,597
4.06
6.64
221,997
5.83
24.47
155,253
-27.87
-17.85
63,178
-53.75
103.30
213,938
50.91
Mortgaged
properties with
changes in
conditions*
Number*
Properties with
registered
mortgage
cancellations*
Number*
91
129
111
68
60
50
84
60
112
63
177
56
49
85
114
37
19
62
0
63
186
215
145
138
199
213
172
143
202
159
273
135
118
191
285
121
104
155
110
87
*Per hundred thousand inhabitants
1
This data was calculated from the revision of the figures of the Municipal Register for 2007. Only the population aged between 18
and 84 was considered.
For further information see INEbase-www.ine.es/en/welcome_en.htm
All press releases at: www.ine.es/en/prensa/prensa_en.htm
Press office: Telephone: 91 583 93 63 / 94 08 – Fax: 91 583 90 87 - [email protected]
Information area: Telephone: 91 583 91 00 – Fax: 91 583 91 58 – www.ine.es/infoine
4
Mortgages Statistics
(Closures)
April 08. Provisional data
MS.1 Total mortgaged rustic and urban buildings
Amount in thousands of euros
Total
Number
TOTAL
Andalucía
Almería
Cádiz
Córdoba
Granada
Huelva
Jaén
Málaga
Sevilla
Aragón
Huesca
Teruel
Zaragoza
Asturias (Ppdo de)
Balears (Illes)
Canarias
Las Palmas
Santa C. Tenerife
Cantabria
Castilla y León
Avila
Burgos
León
Palencia
Salamanca
Segovia
Soria
Valladolid
Zamora
Castilla-La Mancha
Albacete
Ciudad Real
Cuenca
Guadalajara
Toledo
Cataluña
Barcelona
Girona
Lleida
Tarragona
Comunitat Valenciana
Alicante/Alacant
Castellón/Castelló
Valencia/València
Extremadura
Badajoz
Cáceres
Galicia
Coruña A
Lugo
Ourense
Pontevedra
Madrid (Comunidad de)
Murcia (Región de)
Navarra (Com. Foral de)
Pais Vasco
Alava
Guipuzcoa
Vizcaya
Rioja (La)
Ceuta y Melilla
Ceuta
Melilla
26 June 2008
125,298
22,843
3,434
2,971
1,517
1,962
2,251
1,365
4,609
4,734
3,870
692
427
2,751
2,542
3,469
6,246
3,333
2,913
2,116
5,890
562
746
1,131
342
742
463
137
1,373
394
6,515
977
1,221
578
610
3,129
15,788
10,752
1,968
1,150
1,918
17,045
6,194
2,659
8,192
2,622
1,746
876
5,914
2,646
534
512
2,222
15,018
8,413
1,456
4,108
624
1,181
2,303
1,110
333
253
80
Amount
20,340,410
3,557,995
476,395
444,215
223,730
259,745
280,355
141,700
1,014,487
717,361
720,232
100,528
37,514
582,190
363,841
683,248
961,785
517,336
444,448
261,728
830,776
66,185
96,318
138,538
45,419
88,069
58,069
61,133
231,032
46,016
967,147
118,034
143,749
84,881
115,287
505,196
3,186,265
2,312,019
365,498
162,691
346,058
2,260,795
739,346
394,684
1,126,768
285,392
185,350
100,041
761,766
342,781
58,810
40,791
319,387
3,211,621
916,210
254,213
911,965
169,381
243,811
498,772
172,331
33,100
15,984
17,115
Rustic buildings
Number
Amount
3,639
1,001
122
84
88
96
61
219
193
138
166
99
12
55
150
209
141
59
82
36
199
17
11
19
16
23
13
1
51
48
153
39
37
18
6
53
158
30
19
50
59
415
195
76
144
171
116
55
399
56
42
19
282
49
214
16
138
24
39
75
19
5
1
4
1,174,436
283,206
28,355
36,910
28,648
16,786
15,481
27,490
47,672
81,860
39,457
17,963
3,350
18,143
43,971
103,212
64,969
51,169
13,800
5,190
74,513
2,390
1,288
8,919
2,598
6,635
5,957
43
32,306
14,377
167,964
8,721
29,590
7,766
2,063
119,824
35,712
12,146
4,925
7,645
10,997
117,499
34,748
64,562
18,190
31,230
14,752
16,478
44,350
9,053
3,750
2,224
29,324
69,277
38,545
1,051
51,786
3,952
23,370
24,465
1,571
931
150
781
Urban buildings
Number
Amount
121,659
21,842
3,312
2,887
1,429
1,866
2,190
1,146
4,416
4,596
3,704
593
415
2,696
2,392
3,260
6,105
3,274
2,831
2,080
5,691
545
735
1,112
326
719
450
136
1,322
346
6,362
938
1,184
560
604
3,076
15,630
10,722
1,949
1,100
1,859
16,630
5,999
2,583
8,048
2,451
1,630
821
5,515
2,590
492
493
1,940
14,969
8,199
1,440
3,970
600
1,142
2,228
1,091
328
252
76
19,165,974
3,274,789
448,040
407,305
195,082
242,959
264,874
114,210
966,815
635,501
680,775
82,565
34,164
564,047
319,870
580,036
896,816
466,167
430,648
256,538
756,263
63,795
95,030
129,619
42,821
81,434
52,112
61,090
198,726
31,639
799,183
109,313
114,159
77,115
113,224
385,372
3,150,553
2,299,873
360,573
155,046
335,061
2,143,296
704,598
330,122
1,108,578
254,162
170,598
83,563
717,416
333,728
55,060
38,567
290,063
3,142,344
877,665
253,162
860,179
165,429
220,441
474,307
170,760
32,169
15,834
16,334
MS.2 Urban buildings, according to type of building
Urban buildings
Number Capital
TOTAL
Andalucía
Almería
Cádiz
Córdoba
Granada
Huelva
Jaén
Málaga
Sevilla
Aragón
Huesca
Teruel
Zaragoza
Asturias (Ppdo de)
Balears (llles)
Canarias
Las Palmas
Santa C. Tenerife
Cantabria
Castilla y León
Avila
Burgos
León
Palencia
Salamanca
Segovia
Soria
Valladolid
Zamora
Castilla-La Mancha
Albacete
Ciudad Real
Cuenca
Guadalajara
Toledo
Cataluña
Barcelona
Girona
Lleida
Tarragona
Comunitat Valenciana
Alicante/Alacant
Castellón/Castelló
Valencia/València
Extremadura
Badajoz
Cáceres
Galicia
Coruña A
Lugo
Ourense
Pontevedra
Madrid (Comunidad de)
Murcia (Región de)
Navarra (Com. Foral de)
Pais Vasco
Alava
Guipuzcoa
Vizcaya
Rioja (La)
Ceuta y Melilla
Ceuta
Melilla
121,659
21,842
3,312
2,887
1,429
1,866
2,190
1,146
4,416
4,596
3,704
593
415
2,696
2,392
3,260
6,105
3,274
2,831
2,080
5,691
545
735
1,112
326
719
450
136
1,322
346
6,362
938
1,184
560
604
3,076
15,630
10,722
1,949
1,100
1,859
16,630
5,999
2,583
8,048
2,451
1,630
821
5,515
2,590
492
493
1,940
14,969
8,199
1,440
3,970
600
1,142
2,228
1,091
328
252
76
M - (TABLES ANNEX) April 2008 (2/7)
19,165,974
3,274,789
448,040
407,305
195,082
242,959
264,874
114,210
966,815
635,501
680,775
82,565
34,164
564,047
319,870
580,036
896,816
466,167
430,648
256,538
756,263
63,795
95,030
129,619
42,821
81,434
52,112
61,090
198,726
31,639
799,183
109,313
114,159
77,115
113,224
385,372
3,150,553
2,299,873
360,573
155,046
335,061
2,143,296
704,598
330,122
1,108,578
254,162
170,598
83,563
717,416
333,728
55,060
38,567
290,063
3,142,344
877,665
253,162
860,179
165,429
220,441
474,307
170,760
32,169
15,834
16,334
Dwellings
Number Capital
86,549
15,794
2,302
2,062
1,104
1,377
1,501
833
3,386
3,229
2,590
460
242
1,888
1,822
2,273
4,222
2,334
1,888
1,478
4,094
411
577
788
238
468
351
103
931
227
4,394
591
921
437
459
1,986
11,703
8,176
1,505
699
1,323
11,111
4,039
1,725
5,347
1,949
1,274
675
3,768
1,789
389
273
1,317
10,806
5,678
994
2,910
428
898
1,584
823
140
80
60
12,239,938
2,171,879
288,996
279,458
113,131
177,123
206,119
83,084
603,280
420,687
324,411
54,304
25,830
244,277
215,747
382,464
488,979
282,313
206,666
187,456
492,346
47,799
59,053
96,179
32,686
59,763
41,704
13,020
121,241
20,899
542,640
70,791
82,316
63,717
65,235
260,581
2,016,672
1,475,468
256,611
96,700
187,892
1,407,349
483,889
200,064
723,396
184,154
126,246
57,907
412,539
196,927
36,296
27,897
151,418
1,951,762
700,759
152,049
484,813
63,515
147,282
274,015
104,439
19,480
11,147
8,333
Lots
Number
3,861
990
145
52
64
111
153
22
182
261
346
12
6
328
36
62
153
109
44
48
272
54
19
25
12
20
7
17
50
68
445
12
36
27
33
337
349
207
56
37
49
318
119
45
154
85
39
46
123
49
14
14
46
287
76
108
135
37
47
51
24
4
2
2
Capital
2,304,778
431,066
67,852
55,647
18,296
28,889
24,845
3,554
108,671
123,311
115,802
19,276
2,394
94,132
43,064
33,425
83,684
33,401
50,283
33,381
102,572
4,486
27,061
6,421
4,665
5,125
4,229
32,721
13,332
4,533
110,242
8,302
6,297
2,542
35,109
57,993
378,372
277,797
17,121
9,636
73,819
224,221
45,888
42,378
135,956
27,164
12,377
14,786
86,117
47,473
7,615
1,363
29,668
316,319
35,051
56,024
185,086
26,013
35,341
123,732
41,279
1,906
1,677
229
Other urban land
Number Capital
31,249
5,058
865
773
261
378
536
291
848
1,106
768
121
167
480
534
925
1,730
831
899
554
1,325
80
139
299
76
231
92
16
341
51
1,523
335
227
96
112
753
3,578
2,339
388
364
487
5,201
1,841
813
2,547
417
317
100
1,624
752
89
206
577
3,876
2,445
338
925
135
197
593
244
184
170
14
4,621,258
671,844
91,192
72,200
63,655
36,947
33,910
27,572
254,864
91,503
240,562
8,985
5,940
225,638
61,059
164,147
324,153
150,453
173,699
35,701
161,345
11,510
8,916
27,019
5,470
16,546
6,179
15,349
64,153
6,207
146,301
30,220
25,546
10,856
12,880
66,798
755,509
546,608
86,841
48,710
73,350
511,726
174,821
87,680
249,226
42,844
31,975
10,870
218,760
89,328
11,149
9,307
108,977
874,263
141,855
45,089
190,280
75,901
37,818
76,560
25,042
10,783
3,010
7,772
MS.3 Rustic buildings, according to loaning bank
Rustic buildings
Number
Capital
TOTAL
Andalucía
Almería
Cádiz
Córdoba
Granada
Huelva
Jaén
Málaga
Sevilla
Aragón
Huesca
Teruel
Zaragoza
Asturias (Ppdo de)
Balears (Illes)
Canarias
Las Palmas
Santa C. Tenerife
Cantabria
Castilla y León
Avila
Burgos
León
Palencia
Salamanca
Segovia
Soria
Valladolid
Zamora
Castilla-La Mancha
Albacete
Ciudad Real
Cuenca
Guadalajara
Toledo
Cataluña
Barcelona
Girona
Lleida
Tarragona
Comunitat Valenciana
Alicante/Alacant
Castellón/Castelló
Valencia/València
Extremadura
Badajoz
Cáceres
Galicia
Coruña A
Lugo
Ourense
Pontevedra
Madrid (Comunidad de)
Murcia (Región de)
Navarra (Com. Foral de)
Pais Vasco
Alava
Guipuzcoa
Vizcaya
Rioja (La)
Ceuta y Melilla
Ceuta
Melilla
3,639
1,001
122
84
88
96
61
219
193
138
166
99
12
55
150
209
141
59
82
36
199
17
11
19
16
23
13
1
51
48
153
39
37
18
6
53
158
30
19
50
59
415
195
76
144
171
116
55
399
56
42
19
282
49
214
16
138
24
39
75
19
5
1
4
M - (TABLES ANNEX) April 2008 (3/7)
1,174,436
283,206
28,355
36,910
28,648
16,786
15,481
27,490
47,672
81,860
39,457
17,963
3,350
18,143
43,971
103,212
64,969
51,169
13,800
5,190
74,513
2,390
1,288
8,919
2,598
6,635
5,957
43
32,306
14,377
167,964
8,721
29,590
7,766
2,063
119,824
35,712
12,146
4,925
7,645
10,997
117,499
34,748
64,562
18,190
31,230
14,752
16,478
44,350
9,053
3,750
2,224
29,324
69,277
38,545
1,051
51,786
3,952
23,370
24,465
1,571
931
150
781
Banks
Number
984
280
25
31
19
44
16
60
56
29
8
1
3
4
47
60
72
35
37
5
61
7
1
6
9
7
10
1
9
11
30
18
3
2
1
6
40
12
3
15
10
119
63
17
39
50
25
25
117
37
19
9
52
33
40
1
17
3
5
9
2
2
0
2
Capital
504,378
112,666
3,973
16,574
16,025
11,167
4,876
7,527
16,138
36,384
7,275
65
2,805
4,405
29,562
64,498
12,730
4,548
8,182
1,610
26,604
875
600
6,209
2,341
1,271
1,623
43
1,385
12,257
108,516
1,117
603
650
23
106,123
14,592
8,162
931
2,549
2,951
28,336
11,862
10,155
6,319
11,856
5,754
6,102
14,233
5,585
500
1,386
6,762
55,871
8,860
300
6,366
1,218
2,129
3,019
31
471
0
471
Savings banks
Number
Capital
1,918
485
49
45
60
27
32
80
107
85
100
66
8
26
66
134
55
22
33
18
61
7
5
13
7
3
3
0
12
11
67
11
26
6
1
23
93
16
14
27
36
216
103
27
86
100
71
29
255
9
14
8
224
15
126
14
95
15
28
52
15
3
1
2
488,210
106,079
7,023
14,580
8,932
3,505
3,232
9,743
20,347
38,716
24,463
17,199
425
6,839
10,369
36,611
50,523
46,287
4,236
1,975
14,402
1,017
634
2,710
257
1,280
4,334
0
3,599
571
44,455
3,072
28,368
5,860
152
7,003
16,686
2,958
2,339
4,193
7,196
71,583
20,007
41,314
10,263
18,345
8,149
10,196
20,576
2,725
1,925
459
15,468
13,192
21,166
705
35,179
2,288
19,713
13,178
1,439
460
150
310
Other banks
Number
Capital
737
236
48
8
9
25
13
79
30
24
58
32
1
25
37
15
14
2
12
13
77
3
5
0
0
13
0
0
30
26
56
10
8
10
4
24
25
2
2
8
13
80
29
32
19
21
20
1
27
10
9
2
6
1
48
1
26
6
6
14
2
0
0
0
181,848
64,461
17,359
5,756
3,691
2,114
7,373
10,220
11,187
6,760
7,719
699
120
6,899
4,040
2,103
1,716
334
1,382
1,605
33,507
498
54
0
0
4,084
0
0
27,322
1,549
14,993
4,532
619
1,256
1,888
6,698
4,434
1,026
1,655
903
850
17,580
2,879
13,093
1,608
1,029
849
180
9,541
743
1,325
379
7,094
214
8,519
46
10,241
446
1,528
8,268
101
0
0
0
MS.4. Urban buildings, according to loaning bank
Urban buildings
Number
Capital
TOTAL
Andalucía
Almería
Cádiz
Córdoba
Granada
Huelva
Jaén
Málaga
Sevilla
Aragón
Huesca
Teruel
Zaragoza
Asturias (Ppdo de)
Balears (Illes)
Canarias
Las Palmas
Santa C. Tenerife
Cantabria
Castilla y León
Avila
Burgos
León
Palencia
Salamanca
Segovia
Soria
Valladolid
Zamora
Castilla-La Mancha
Albacete
Ciudad Real
Cuenca
Guadalajara
Toledo
Cataluña
Barcelona
Girona
Lleida
Tarragona
Comunitat Valenciana
Alicante/Alacant
Castellón/Castelló
Valencia/València
Extremadura
Badajoz
Cáceres
Galicia
Coruña A
Lugo
Ourense
Pontevedra
Madrid (Comunidad de)
Murcia (Región de)
Navarra (Com. Foral de)
Pais Vasco
Alava
Guipuzcoa
Vizcaya
Rioja (La)
Ceuta y Melilla
Ceuta
Melilla
121,659
21,842
3,312
2,887
1,429
1,866
2,190
1,146
4,416
4,596
3,704
593
415
2,696
2,392
3,260
6,105
3,274
2,831
2,080
5,691
545
735
1,112
326
719
450
136
1,322
346
6,362
938
1,184
560
604
3,076
15,630
10,722
1,949
1,100
1,859
16,630
5,999
2,583
8,048
2,451
1,630
821
5,515
2,590
492
493
1,940
14,969
8,199
1,440
3,970
600
1,142
2,228
1,091
328
252
76
M - (TABLES ANNEX) April 2008 (4/7)
19,165,974
3,274,789
448,040
407,305
195,082
242,959
264,874
114,210
966,815
635,501
680,775
82,565
34,164
564,047
319,870
580,036
896,816
466,167
430,648
256,538
756,263
63,795
95,030
129,619
42,821
81,434
52,112
61,090
198,726
31,639
799,183
109,313
114,159
77,115
113,224
385,372
3,150,553
2,299,873
360,573
155,046
335,061
2,143,296
704,598
330,122
1,108,578
254,162
170,598
83,563
717,416
333,728
55,060
38,567
290,063
3,142,344
877,665
253,162
860,179
165,429
220,441
474,307
170,760
32,169
15,834
16,334
Banks
Number
39,050
7,057
929
706
277
530
960
224
2,207
1,224
925
221
47
657
738
1,196
3,018
1,782
1,236
442
1,677
138
117
393
52
360
102
31
375
109
1,339
186
139
127
202
685
4,313
2,950
636
256
471
5,696
2,513
916
2,267
1,045
862
183
2,154
1,201
168
152
633
5,106
2,761
324
828
60
293
475
215
216
180
36
Capital
7,209,810
1,156,288
107,023
107,975
40,177
64,768
115,309
28,911
463,850
228,273
206,426
46,260
3,867
156,299
106,665
238,625
522,028
281,765
240,263
76,073
209,545
11,919
26,400
40,314
5,225
39,393
16,388
3,335
58,174
8,395
180,344
22,733
13,570
16,379
32,120
95,544
1,130,008
801,944
144,925
56,445
126,695
893,013
294,984
140,474
457,556
122,929
100,390
22,539
320,332
157,881
23,911
15,226
123,314
1,416,737
356,791
54,088
164,264
8,323
60,813
95,129
43,525
12,133
5,824
6,308
Savings banks
Number
Capital
70,856
12,159
1,671
1,763
1,061
993
1,070
829
1,824
2,948
2,287
305
269
1,713
1,126
1,887
2,532
1,262
1,270
1,558
3,330
363
507
613
251
276
294
45
853
128
4,627
615
997
360
366
2,289
9,927
6,718
1,223
786
1,200
9,012
2,959
1,353
4,700
1,322
699
623
3,160
1,322
302
300
1,236
9,050
4,970
647
2,420
360
695
1,365
744
98
66
32
10,174,399
1,791,474
258,553
249,548
146,104
137,748
131,398
74,935
438,078
355,109
384,606
29,304
19,314
335,989
133,524
317,128
319,884
150,710
169,174
172,145
458,830
47,989
61,911
76,965
35,248
34,829
30,453
28,048
127,873
15,517
576,141
75,587
90,838
55,035
75,394
279,287
1,822,675
1,344,019
202,356
90,910
185,390
1,018,780
352,531
153,095
513,154
124,418
64,523
59,895
365,231
165,960
27,790
19,771
151,711
1,470,655
464,374
119,712
499,176
77,169
129,451
292,554
116,929
18,713
9,550
9,163
Other banks
Number
Capital
11,753
2,626
712
418
91
343
160
93
385
424
492
67
99
326
528
177
555
230
325
80
684
44
111
106
23
83
54
60
94
109
396
137
48
73
36
102
1,390
1,054
90
58
188
1,922
527
314
1,081
84
69
15
201
67
22
41
71
813
468
469
722
180
154
388
132
14
6
8
1,781,765
327,027
82,464
49,782
8,801
40,443
18,167
10,364
64,887
52,119
89,743
7,001
10,983
71,759
79,681
24,283
54,904
33,692
21,211
8,320
87,888
3,887
6,719
12,340
2,348
7,212
5,271
29,707
12,679
7,727
42,698
10,993
9,751
5,701
5,710
10,541
197,870
153,910
13,292
7,691
22,976
231,503
57,083
36,553
137,868
6,815
5,685
1,129
31,853
9,887
3,359
3,570
15,038
254,952
56,500
79,362
196,739
79,937
30,177
86,624
10,306
1,323
460
863
HCL.1 Total mortgages cancelled, according to type of building
Total
TOTAL
Andalucía
Almería
Cádiz
Córdoba
Granada
Huelva
Jaén
Málaga
Sevilla
Aragón
Huesca
Teruel
Zaragoza
Asturias (Ppdo de)
Balears (Illes)
Canarias
Las Palmas
Santa Cruz de Tenerife
Cantabria
Castilla y León
Avila
Burgos
León
Palencia
Salamanca
Segovia
Soria
Valladolid
Zamora
Castilla-La Mancha
Albacete
Ciudad Real
Cuenca
Guadalajara
Toledo
Cataluña
Barcelona
Girona
Lleida
Tarragona
Comunitat Valenciana
Alicante/Alacant
Castellón/Castelló
Valencia/València
Extremadura
Badajoz
Cáceres
Galicia
Coruña A
Lugo
Ourense
Pontevedra
Madrid (Comunidad de)
Murcia (Región de)
Navarra (Com. Foral de)
Pais Vasco
Alava
Guipuzcoa
Vizcaya
Rioja (La)
Ceuta y Melilla
Ceuta
Melilla
Rustic buildings
67,859
13,608
1,528
2,015
1,026
1,461
1,166
824
2,839
2,749
1,532
329
135
1,068
1,255
1,644
3,481
1,806
1,675
813
2,986
204
374
570
251
402
247
99
643
196
3,159
577
538
262
210
1,572
9,248
6,288
1,176
682
1,102
10,794
3,757
2,015
5,022
1,173
779
394
2,728
1,191
347
303
887
9,399
3,105
589
1,849
208
419
1,222
389
107
63
44
M - (TABLES ANNEX) April 2008 (5/7)
1,869
623
104
60
60
61
28
110
126
74
36
16
1
19
63
63
66
29
37
12
124
8
13
18
35
6
2
1
32
9
107
30
21
25
2
29
98
15
20
36
27
272
141
62
69
85
58
27
63
19
4
9
31
68
131
10
34
15
8
11
14
0
0
0
Dwellings
Lots
47,985
9,509
1,084
1,308
692
1,032
794
588
2,107
1,904
1,098
241
101
756
881
1,061
2,561
1,294
1,267
574
2,102
149
253
412
161
250
204
79
432
162
2,058
363
328
167
160
1,040
6,824
4,878
777
365
804
7,343
2,661
1,220
3,462
851
574
277
1,929
867
239
202
621
6,933
2,182
412
1,318
156
281
881
268
81
47
34
Other urban land
1,785
485
26
71
14
38
130
17
75
114
16
12
1
3
7
34
96
76
20
24
127
8
23
22
12
16
7
7
27
5
271
4
29
12
18
208
181
112
34
14
21
182
61
27
94
44
19
25
39
15
7
4
13
108
87
25
49
12
27
10
10
0
0
0
16,220
2,991
314
576
260
330
214
109
531
657
382
60
32
290
304
486
758
407
351
203
633
39
85
118
43
130
34
12
152
20
723
180
160
58
30
295
2,145
1,283
345
267
250
2,997
894
706
1,397
193
128
65
697
290
97
88
222
2,290
705
142
448
25
103
320
97
26
16
10
HCL.2 Total cancelled mortgages, according to type of building and loaning bank
Total
Banks
TOTAL
Andalucía
Almería
Cádiz
Córdoba
Granada
Huelva
Jaén
Málaga
Sevilla
Aragón
Huesca
Teruel
Zaragoza
Asturias (Ppdo de)
Balears Illes
Canarias
Las Palmas
Santa C. Tenerife
Cantabria
Castilla-León
Avila
Burgos
León
Palencia
Salamanca
Segovia
Soria
Valladolid
Zamora
Castilla-la-Mancha
Albacete
Ciudad Real
Cuenca
Guadalajara
Toledo
Cataluña
Barcelona
Girona
Lleida
Tarragona
Comunitat Valenciana
Alicante/Alacant
Castellón/Castelló
Valencia/València
Extremadura
Badajoz
Cáceres
Galicia
Coruña A
Lugo
Ourense
Pontevedara
Madrid (Comunidad de)
Murcia (Región de)
Navarra (Com. Foral de)
Pais Vasco
Alava
Guipuzcoa
Vizcaya
Rioja (La)
Ceuta y Melilla
Ceuta
Melilla
21,572
4,510
385
794
268
453
434
200
1,006
970
435
94
22
319
509
775
1,825
924
901
240
1,005
44
92
246
90
184
75
18
221
35
843
86
146
60
52
499
2,343
1,668
299
202
174
3,233
1,170
544
1,519
414
304
110
1,281
616
173
100
392
2,855
682
115
425
31
146
248
49
33
21
12
Rustic buildings
Urban buildings
Savings
Other
Banks
Savings
Other
Banks
Savings
Other
banks
banks
banks
banks
banks
banks
35,028
11,259
498
884
487
21,074
34,144
10,772
6,539
2,559
156
247
220
4,354
6,292
2,339
752
391
17
41
46
368
711
345
855
366
16
16
28
778
839
338
547
211
4
26
30
264
521
181
801
207
27
21
13
426
780
194
534
198
6
15
7
428
519
191
424
200
19
40
51
181
384
149
1,194
639
37
56
33
969
1,138
606
1,432
347
30
32
12
940
1,400
335
886
211
6
18
12
429
868
199
210
25
4
6
6
90
204
19
97
16
0
0
1
22
97
15
579
170
2
12
5
317
567
165
512
234
26
22
15
483
490
219
702
167
25
28
10
750
674
157
1,308
348
27
21
18
1,798
1,287
330
706
176
14
7
8
910
699
168
602
172
13
14
10
888
588
162
308
265
2
8
2
238
300
263
1,517
464
42
60
22
963
1,457
442
69
91
4
2
2
40
67
89
266
16
2
10
1
90
256
15
279
45
10
3
5
236
276
40
85
76
10
22
3
80
63
73
200
18
3
3
0
181
197
18
154
18
2
0
0
73
154
18
59
22
0
1
0
18
58
22
309
113
10
15
7
211
294
106
96
65
1
4
4
34
92
61
1,832
484
22
56
29
821
1,776
455
301
190
5
18
7
81
283
183
303
89
5
6
10
141
297
79
127
75
3
16
6
57
111
69
138
20
1
1
0
51
137
20
963
110
8
15
6
491
948
104
6,067
838
30
51
17
2,313
6,016
821
3,961
659
3
10
2
1,665
3,951
657
803
74
5
12
3
294
791
71
459
21
15
14
7
187
445
14
844
84
7
15
5
167
829
79
5,741
1,820
66
147
59
3,167
5,594
1,761
2,260
327
36
78
27
1,134
2,182
300
1,083
388
21
26
15
523
1,057
373
2,398
1,105
9
43
17
1,510
2,355
1,088
627
132
26
46
13
388
581
119
361
114
19
28
11
285
333
103
266
18
7
18
2
103
248
16
1,206
241
28
22
13
1,253
1,184
228
442
133
7
5
7
609
437
126
152
22
4
0
0
169
152
22
179
24
4
3
2
96
176
22
433
62
13
14
4
379
419
58
4,454
2,090
9
53
6
2,846
4,401
2,084
1,994
429
21
80
30
661
1,914
399
299
175
3
1
6
112
298
169
816
608
9
21
4
416
795
604
101
76
3
11
1
28
90
75
217
56
2
3
3
144
214
53
498
476
4
7
0
244
491
476
164
176
0
3
11
49
161
165
56
18
0
0
0
33
56
18
36
6
0
0
0
21
36
6
20
12
0
0
0
12
20
12
M - (TABLES ANNEX) April 2008 (6/7)
HCM.1 Total mortgages with changes, according to type of change and type of building
Total
TOTAL
Andalucía
Almería
Cádiz
Córdoba
Granada
Huelva
Jaén
Málaga
Sevilla
Aragón
Huesca
Teruel
Zaragoza
Asturias (Ppdo de)
Balears Illes
Canarias
Las Palmas
Santa C. Tenerife
Cantabria
Castilla-León
Avila
Burgos
León
Palencia
Salamanca
Segovia
Soria
Valladolid
Zamora
Castilla-la-Mancha
Albacete
Ciudad Real
Cuenca
Guadalajara
Toledo
Cataluña
Barcelona
Girona
Lleida
Tarragona
Comunitat Valenciana
Alicante/Alacant
Castellón/Castelló
Valencia/València
Extremadura
Badajoz
Cáceres
Galicia
Coruña A
Lugo
Ourense
Pontevedra
Madrid (Comunidad de)
Murcia (Región de)
Navarra (Com. Foral de)
Pais Vasco
Alava
Guipuzcoa
Vizcaya
Rioja (La)
Ceuta y Melilla
Ceuta
Melilla
Type of change
Type of building
Novation
Subrogations Subrogations Rustic
Urban
Debtor
Creditor
buildings
buildings
33,096
8,187
1,635
1,206
499
265
774
297
1,822
1,689
1,174
525
86
563
622
496
814
291
523
397
1,252
105
235
282
31
188
63
46
184
118
1,761
275
236
147
51
1,052
3,665
2,491
361
420
393
6,995
2,406
1,484
3,105
484
240
244
1,118
615
109
113
281
4,187
1,239
178
339
40
76
223
156
32
0
32
M - (TABLES ANNEX) April 2008 (7/7)
23,757
6,069
1,210
637
319
72
642
171
1,568
1,450
842
476
34
332
477
212
437
225
212
389
872
90
76
253
31
135
63
3
128
93
1,256
237
162
66
47
744
1,902
1,183
284
77
358
4,650
1,434
1,052
2,164
418
190
228
997
550
108
100
239
3,539
1,182
161
190
26
34
130
138
26
0
26
3,850
661
31
330
49
0
5
17
82
147
180
27
24
129
99
180
97
9
88
3
164
2
87
3
0
25
0
39
3
5
101
12
0
32
0
57
1,100
750
51
292
7
804
187
177
440
1
0
1
74
42
1
6
25
270
16
12
79
13
15
51
9
0
0
0
5,489
1,457
394
239
131
193
127
109
172
92
152
22
28
102
46
104
280
57
223
5
216
13
72
26
0
28
0
4
53
20
404
26
74
49
4
251
663
558
26
51
28
1,541
785
255
501
65
50
15
47
23
0
7
17
378
41
5
70
1
27
42
9
6
0
6
795
327
29
61
8
8
37
26
147
11
31
1
10
20
46
19
23
4
19
6
38
2
11
6
0
7
2
0
4
6
54
4
34
5
3
8
26
7
9
1
9
94
43
27
24
25
13
12
47
15
4
4
24
19
27
3
10
6
1
3
0
0
0
0
32,301
7,860
1,606
1,145
491
257
737
271
1,675
1,678
1,143
524
76
543
576
477
791
287
504
391
1,214
103
224
276
31
181
61
46
180
112
1,707
271
202
142
48
1,044
3,639
2,484
352
419
384
6,901
2,363
1,457
3,081
459
227
232
1,071
600
105
109
257
4,168
1,212
175
329
34
75
220
156
32
0
32
Dwellings
23,629
5,918
1,330
834
351
179
414
229
1,238
1,343
842
387
60
395
416
283
616
219
397
176
873
71
179
163
25
121
53
34
132
95
1,169
164
152
103
40
710
2,608
1,832
280
229
267
5,120
1,671
1,078
2,371
386
204
182
817
463
83
72
199
3,231
644
126
265
26
56
183
117
22
0
22