UNIFIN FACTORING

1
(Ps$mm)
2
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3
4
SMEs
Other enterprises
5
Company
Independent
LatAm Rank
Unifin
1
CHG Meridian México
2
CSI Leasing de México
3
ATC Sitios Infraco S.A.S
4
Operadora Mega S.A. de C.V
5
Tanner
6
Value
7
Tattersal
8
Docuformas
9
Copr. Financiera Atlas
10
Leaseplan Arrendamiento Mercantil
11
Servicios Financieros Progreso
12
Country
6
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−
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−
7
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8
9
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10
(Ps$mm)
(Ps$mm)
(Ps$mm)
Adj. ROAE
(4)
(2)
(3)
11
Current pipeline
Organic growth
National Infrastructure Program
 Ps$8.6bn of approved credits awaiting disbursal
 Additional Ps$13bn in application
 Plans to open 5 new regional offices throughout
the country
 US$596bn of additional spending with 70%
targeting energy, communications and transport
 Unifin plans to target 0.5% of the planned
investments over the next 5 years
12
Mexico City &
Metropolitan area
Services
18%
23%
Nuevo Leon
Commerce
Campeche
Industry and
Manufacturing
15%
17%
53%
5%
11%
Construction
27%
42%
Transportation
3%
4%
4%
Transportation
Machinery
26%
20%
Sonora
Other
Coahuila
32%
Queretaro
Others (25 states)
Services
1%
12%
Commerce
16%
56%
15%
Mexico City &
Metropolitan area
4%
2%
4% 1%
5%
5%
Nuevo Leon
Queretaro
Industry and
Manufacturing
Transportation
Construction
Jalisco
Coahuila
79%
Campeche
Others (25 states)
13
(Ps$mm)
(Ps$mm)
Securitization
Public debt
Bank loans
Authorized facilities
Outstanding debt
14
(Ps$mm)
Total leverage
Financial leverage
(Ps$mm)
15
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16
(% of total SMEs by state)
Source: Company; INEGI.
17
(Number of employees)
Administrative expenses / total
Efficiency ratio(2)
18
19
20