Conformación de autoridades Structure of Authorities Asamblea de Gobernadores Gobernors Assembly Junta Directiva Board of Directors Presidente / President Lic. Carlos Enrique Cáceres Chávez Ministro de Hacienda Minister of Treasury Presidente / President Ing. Óscar Lindo Fuentes Gobernadores / Gobernors Lic. José Armando Flores Alemán Ministro de Economía Minister of Economy Dr. Alexander Segovia Secretario Técnica de la Presidencia Technical Secretary of Presidency Lic. Marta Evelyn de Rivera Presidenta del Banco Central de Reserva (BCR) President of Central Reserve Bank Ing. Mario Antonio Ruíz Ramírez Representante de Universidades Universities Representative Lic. José Luis Castro Marquina Representante de Universidades Universities Representative Secretario / Secretary Ing. Oscar Eduardo Lindo Fuentes Presidente de BANDESAL BANDESAL President 6 2013 Informe de Labores Annual Report Director Propietario / Board Member Licda. Dinora Margarita Cubías Umaña Ministerio de Hacienda Finance Ministry Director Suplente / Alternate Member Lic. Nelson Eduardo Fuentes Menjívar Ministerio de Hacienda Finance Ministry Director Propietario / Board Member Licda. Roxana Patricia Ábrego Granados Ministerio de Economía Ministry of the Economy Director Suplente / Alternate Member Lic. Giovanni Berti Ministerio de Economía Central Reserve Bank (BCR) Director Propietario / Board Member Licda. Vilma de Mendoza Banco Central de Reserva (BCR) Central Reserve Bank (BCR) Director Suplente / Alternate Member Lic. Miguel Antonio Chorro Serpas Banco Central de Reserva (BCR) Central Reserve Bank (BCR) Director Propietario / Board Member Lic. Luis Alonso Pastore Cedillos Ministerio de Agricultura Ministry of Agriculture Director Propietario / Board Member Lic. Thelmo Patricio Alfaro R. Representante de Universidades University Representative Director Suplente / Alternate Member Licda. Karla María Galdámez Ministerio de Agricultura Ministry of Agriculture Director Suplente / Alternate Member Lic. Adalberto Elías Campos Batres Representante de Universidades University Representative Administración BANDESAL Administration BANDESAL Lic. Carlos Alberto Ortíz Director de Gestión Managing Director Lic. Nelson Guillermo Peñate Guerra Gerente de Fideicomisos Trusts Manager Lic. Roberto Arístides Silva Director Comercial y de Desarrollo Commercial and Development Director Ing. Oscar Ernesto Servando López Gerente Comercial Commerciai Manager Lic. Rodrigo Méndez Binder Director Legal y de Asuntos Institucionales Legal and Institutional Issues Director Ing. Oscar René Rivas Yanes Gerente de Proyectos y Programas de Desarrollo Development Projects and Programs Manager Ana Matilde Iglesias de Menéndez Gerente de Canales y Comunicación Channels and Communications Manager Lic. Orlando Mejía Madrid Gerente Riesgo Institucional Institutional Risk Manager Licda. Celia Mercedes Rodríguez Mejía Gerente de Tecnología Technology Manager Licda. Rhina Paola Machuca de Alfaro Gerente de Riesgo de Crédito Directo Direct Credit Risk Manager Lic. Boris Emerson Bonilla Gerente Legal Legal Manager Licda. María Ingrid Duran Garay Gerente Fondo Salvadoreño de Garantías Fondo Salvadoreño de Garantías Manager Lic. José Esaú Sánchez Gerente Financiero Finance Manager 2013 Informe de Labores Annual Report 7