BANCO DE CHILE

BANCO DE CHILE AND SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS
As of January 31, 2015
BANCO DE CHILE AND SUBSIDIARIES
____________
CONTENTS
I.
II.
Consolidated Statement of Financial Position
Consolidated Statement of Income for the Period
_______________
MCh$ = Millions of Chilean pesos
BANCO DE CHILE AND SUBSIDIARIES
CONSOLIDATED STATEMENT OF FINANCIAL POSITION
As of January 31, 2015
______________
ASSETS
MCh$
Cash and due from banks
Transactions in the course of collection
Financial assets held-for-trading
Cash collateral on securities borrowed and reverse repurchase agreements
Derivative instruments
Loans and advance to banks
Loans to customers, net
Financial assets available-for-sale
Financial assets held-to-maturity
Investments in other companies
Intangible assets
Property and equipment
Current tax assets
Deferred tax assets
Other assets
TOTAL ASSETS
1
908,462
469,473
594,759
26,835
1,225,915
760,818
21,338,074
1,926,079
—
25,315
26,873
205,950
2,957
206,405
431,629
28,149,544
BANCO DE CHILE AND SUBSIDIARIES
CONSOLIDATED STATEMENT OF FINANCIAL POSITION
As of January 31, 2015
______________
LIABILITIES
MCh$
Current accounts and other demand deposits
Transactions in the course of payment
Cash collateral on securities lent and repurchase agreements
Saving accounts and time deposits
Derivative instruments
Borrowings from financial institutions
Debt issued
Other financial obligations
Current tax liabilities
Deferred tax liabilities
Provisions
Other liabilities
TOTAL LIABILITIES
6,878,335
273,482
263,991
9,497,000
1,150,823
1,191,640
5,215,197
182,256
20,043
36,013
615,256
282,706
25,606,742
EQUITY
Attributable to equity holders of the parent:
Capital
Reserves
Other comprehensive income
Retained earnings:
Retained earnings from previous periods
Income for the period
Less:
Provision for minimum dividends
Subtotal
Non-controlling interest
TOTAL EQUITY
TOTAL LIABILITIES AND EQUITY
2
1,944,920
263,258
53,175
607,459
18,500
(344,513)
2,542,799
3
2,542,802
28,149,544
BANCO DE CHILE AND SUBSIDIARIES
CONSOLIDATED STATEMENT OF INCOME FOR THE PERIOD
As of January 31, 2015
______________
MCh$
Interest revenue
Interest expense
Net interest income
98,026
(20,119)
77,907
Income from fees and commissions
Expenses from fees and commissions
Net fees and commissions income
35,587
(11,018)
24,569
Net financial operating income
Foreign exchange transactions, net
Other operating income
Total operating revenues
(6,948)
14,369
1,629
111,526
Provisions for loan losses
OPERATING REVENUES, NET OF PROVISIONS FOR LOAN LOSSES
(32,182)
79,344
Personnel expenses
Administrative expenses
Depreciation and amortization
Impairments
Other operating expenses
TOTAL OPERATING EXPENSES
(30,722)
(23,918)
(2,449)
—
(2,608)
(59,697)
NET OPERATING INCOME
19,647
Income attributable to associates
14
Income before income tax
Income taxes
NET INCOME FOR THE PERIOD
19,661
(1,161)
18,500
Attributable to:
Equity holders of the parent
Non-controlling interest
18,500
—
Héctor Hernández G.
Accounting Manager
Arturo Tagle Q.
Chief Executive Officer
3