legal fees are approximately 1% of the purchase price

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TERM
Abogado
Administrador de fincas
Agente de la Propiedad
Alcantarillado
Amortización
Apartamento
Arbitraje
Arquitecto
Arras
Arrendador
Arrendatario
Asbesto / Amianto
Asesor fiscal
Aval
Avalista
Ayuntamiento
Caja de ahorros
Cargas
Catastro
Cédula de habitabilidad
Certificado de Habitabilidad
Certificado registral
Chalet
Cláusula
Cláusula abusiva
Cocina
Compra / compraventa
Compra sobre plano
Comunidad de Propietarios
Condición del Contrato
Contable
Contrato
Contrato de arrendamiento
Contrato de compraventa
Contrato de compraventa de
vivienda
Contrato de reserva
Cooperativa de viviendas
Copia simple
TRANSLATION
Lawyer (legal fees are approximately 1% of the purchase
price)
Spanish licensed property administrator
Estate Agent (fees are approximately 3% and usually
included in the sale price)
Drainage/sewerage
Repayment of loan/mortgage
Apartment
Arbitration
Architect
Deposit
Landlord
Tenant
Asbestos
Tax consultant
Guarantee
Guarantor (of a loan)
Town Hall
Spanish savings banks
Charges, burden, arrears
Spanish Land Register
Certificate of occupancy
Habitation licence
Certificate informing about debts of a specific property
Chalet/detached house
Clauses or conditions in a contract
Unfair contract terms usually to the detriment of the
consumer
Kitchen
Purchase / Buying and selling
Off-plan property purchase
Community of owners / Residents Association
Condition precedent
Accountant
Contract
Letting/renting contract
Purchase contract
Private property sales contract
Preliminary binding agreement
Housing co-operative
Initial title copy on purchase of property before formal
deeds are provided
Cuarto de baño
Cuenta de ahorro vivienda
Cuota Comunidad de Propietarios
Declaración de obra nueva
Deposito
Derecho de retracto
Derecho de tanteo
Desahucio
Dirección
División horizontal
Bathroom
Housing savings account with special tax benefits
Community charge for maintaining building/estate
Declaration of new building work
Deposit
Right of repurchase
Right of first refusal
Eviction
Address
Official document to describe division of property
between different owners
Documento privado
Private document
Documento público
Public document
Dormitorio
Bedroom
Escritura
Title Deed
Escritura de Compraventa
Final title deed of conveyance or deed of sale
Estatutos de Communidad
Communal facilities agreement (management plan)
Fianza
Bond
Finca
Estate or countryside home with land
Finca rustica
Raw Agricultural Land
Folleto informativo
Brochure/prospectus
Garancias Patrimoniales
Non-resident capital gain tax approximately 20% of the
Inmobiliaras
net increase in value of property at time of sale.
Garantía
Guarantee
Gas / Electricidad
Gas/Electricity
Gestoras de cooperatives
Firm specialised in obtaining official paperwork in
relation to housing co-operatives
Gestoría
Firm specialised in obtaining official authorisations,
permits, licences etc
Hipoteca
Mortgage (if a mortgage is required, fees are likely to
increase by two-to-three percent of the purchase price
including 1% mortgage stamp duty)
Impuesto
Tax
Impuesto de Bienes Inmuebles
Local annual property tax payable by the owner (approx
(IBI)
£1,500 per annum depending on the cadastral property
value/location)
Impuesto sobre actos jurídicos
Stamp/registration duty (approximately 1% of the
documentados (AJD)
purchase price for old buildings and 1.5% for new builds)
Impuesto sobre el Incremento del Tax on the increase of land value
Valor de Terrenos
Impuesto sobre patrimonio
Annual wealth tax based on net assets. Min estate value of
€700,000 usually applies.
Impuesto sobre Transmisiones
Transfer tax (Approximately 7% to 10% depending on
Patrimoniales (ITP)
region for old building, one percent for new builds)
Impuesto Valor Añadido (IVA)
Value Added Tax (VAT), generally 21% but about 10%
on new builds
Inmobiliaira
Ley
Libre de cargas
Libro del edificio
Licencia
Licencia de obra
Llave
Luz
Muebles
Municipio
NIE (Numero de Identificación
de Extranjeros)
Nota Simple
Nota simple registral
Notario
Novación
Obra Nueva
Oferta vinculante
Olivar
Pago en efectivo
Parcela
Permiso de construir
Permiso de obra
Piscina
Piso
Plomo en pintura
Plusvalía Municipal
Poder/ A poder
Póliza de seguros
Pozo séptico
Precio de Compraventa
Préstamo
Proindiviso
Promotor
Propiedad
Registro de propiedad
Renta
Representante fiscal
Estate agent (usually seller pays estate agent fees)
Law
Free of debts
Documents handed over by the developer when a
building is finished
Licence
Building permission
Key
Light
Furniture
Municipality
Foreigner’s Identification Number
Land Registry Search
Certificate from a property register
Notary; government appointed official to oversee the
conveyancing process (fees are approximately 0.5% of the
purchase price)
Renegotiation of mortgage terms
Document certifying a brand new building
Bank document certifying the exact mortgage conditions
Olive Grove
Cash payment
Plot of land
Building permit
Planning permission
Swimming Pool
Flat
Lead in paintwork
Municipal capital gains charge on the sale of property
borne by the seller. If tax not paid (eg seller from
overseas), need to careful that this is paid otherwise it will
transfer to the buyer
Power of Attorney
Insurance policy
Sceptic tank
Sale price
Loan
Co-ownership, when a property has more that one owner
Property developer
Property
Land Registry Office
Annual tax for non-residents (nominal amount)
Official tax representative
Residencia (permiso)
Se alquila
Se vende
Segunda vivienda
Seguro de amortización
Seguro multirreisgo hogar
Seguros
Señal
Servidumbre
Sociedad
Subvención
Superficie útil
Tasación
Termita / Ciervo
Terrasa
Terreno
Testamento
Tierra urbanizable
Tipo de interés
Tipo sustitutivo de referencia
Titulo de propiedad
Trastero
Valor catastral
Residency permit
For rent
For sale
Second home
Loan repayment insurance
Household insurance
Insurance
Deposit
Encumbrance such as a right of way over the property
Company
Subsidy
Useable square metres in a property
Independent valuation of property
Termites/stag beetle
Terrace
Plot of land
Will
Building land
Interest rate
Substitution of the official interest rate - for example the
euribor
Deeds stating the ownership of property, date of sale
etc...
Storage room
Registered value of land
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