Subido por nicolas maya

simulador Tú Eliges 30% 1717442079580

Anuncio
SIMULADOR DE CREDITO EDUCATIVO
Condiciones
Linea de Crédito
Propios
SubLínea de Crédito
Tú Eliges 30%
Programa académico
INGENIERIA CIVIL
Institución educativa
UNIVERSIDAD DE MEDELLIN
Valor Semestre
$6,000,000.00
Catidad de semestres a financiar
10
Valor a financiar total
$74,599,944.00
Núnero de cuotas época de estudios
60
Número de cuotas época de amortización
90
Valor cuota época de amortización
$1,584,982.00
Valor cuota época de estudios promedio
$392,018.53
Saldo total a cancelar
$166,169,440.00
Aplica periodo de gracia
Si, del mes 61 hasta el 66
Forma de pago etapa estudio
30.0%
Forma de pago etapa final de amortización
70.0%
Plazo de Gracia
Si, del mes 61 hasta el 66 meses
Tasa de interés variable
IPC+9.0%
Tasa de interés corriente:
17.28%
Tasa de interés mensual
1.44%
Número de cuotas
Meses 150
Intereses(Périodo de estudio + gracia)
$27,460,416.00
Tabla de amortización
Mes
Giros
Período
Program de
ados
Gracia
Paso al
Cobro
Período Saldo
Amortiza Inicial
ción
LP
Intereses
Periodo
de
Estudios
Intereses
Periodo Giro LP
amortiza
ción
Cuota
LP
Abono a
K LP
Pago i en
Condona
período Saldo
ción por Amortiza Saldo
de
Final LP graduaci ción CP Inicial
CP
estudio
ón
Intereses Giro CP
CP
Cuota
CP
Abono a
K CP
Saldo
Saldo
Final CP Total
Final
Tasa
Flujo
Flujo
Desembo Pagos
Estudian
lsos
te
Intereses
pagados Subsidio
Estudian de tasa
te
Tabla de amortización
+ Gracia
$4,200,0 $0.00
00.00
$0.00
$60,466. $4,200,0 $0.00
41
00.00
6
$1,800,0 $25,914. $1,800,0 $315,296 $289,382 $1,510,6 $5,710,6 1.44%
00.12
18
00.12
.69
.53
17.62
17.50
$6,000,0 $375,763 $86,380. $0.00
00.00
.09
58
$4,200,0 $60,466. $0.00
00.00
41
$0.00
$0.00
$0.00
$60,466. $4,200,0 $0.00
41
00.00
5
$1,510,6 $21,748. $0.00
17.62
00
$315,296 $293,548 $1,217,0 $5,417,0 1.44%
.69
.69
68.88
69.00
$0.00
$375,763 $82,214. $0.00
.09
41
No
$4,200,0 $60,466. $0.00
00.00
41
$0.00
$0.00
$0.00
$60,466. $4,200,0 $0.00
41
00.00
4
$1,217,0 $17,521. $0.00
68.88
85
$315,296 $297,774 $919,294 $5,119,2 1.44%
.59
.75
.12
94.00
$0.00
$375,763 $77,988. $0.00
.00
26
No
No
$4,200,0 $60,466. $0.00
00.00
41
$0.00
$0.00
$0.00
$60,466. $4,200,0 $0.00
41
00.00
3
$919,294 $13,234. $0.00
.12
86
$315,296 $302,061 $617,232 $4,817,2 1.44%
.69
.84
.31
32.50
$0.00
$375,763 $73,701. $0.00
.09
27
No
No
No
$4,200,0 $60,466. $0.00
00.00
41
$0.00
$0.00
$0.00
$60,466. $4,200,0 $0.00
41
00.00
2
$617,232 $8,886.1 $0.00
.31
5
$315,296 $306,410 $310,821 $4,510,8 1.44%
.59
.44
.88
22.00
$0.00
$375,763 $69,352. $0.00
.00
55
No
No
No
No
$4,200,0 $60,466. $0.00
00.00
41
$0.00
$0.00
$0.00
$60,466. $4,200,0 $0.00
41
00.00
1
$310,821 $4,474.8 $0.00
.88
3
$315,296 $310,821 $-0.01
.69
.88
$0.00
$375,763 $64,941. $0.00
.09
23
7
Si
No
No
No
$4,200,0 $120,932 $0.00
00.00
.81
$4,200,0 $0.00
00.00
$0.00
$120,932 $8,400,0 $0.00
.81
00.00
6
$1,800,0 $25,914. $1,800,0 $315,296 $289,382 $1,510,6 $9,910,6 1.44%
00.12
18
00.12
.69
.53
17.62
18.00
$6,000,0 $436,229 $146,846 $0.00
00.00
.50
.98
8
No
No
No
No
$8,400,0 $120,932 $0.00
00.00
.81
$0.00
$0.00
$0.00
$120,932 $8,400,0 $0.00
.81
00.00
5
$1,510,6 $21,748. $0.00
17.62
00
$315,296 $293,548 $1,217,0 $9,617,0 1.44%
.69
.69
68.88
69.00
$0.00
$436,229 $142,680 $0.00
.50
.81
9
No
No
No
No
$8,400,0 $120,932 $0.00
00.00
.81
$0.00
$0.00
$0.00
$120,932 $8,400,0 $0.00
.81
00.00
4
$1,217,0 $17,521. $0.00
68.88
85
$315,296 $297,774 $919,294 $9,319,2 1.44%
.59
.75
.12
94.00
$0.00
$436,229 $138,454 $0.00
.41
.67
10
No
No
No
No
$8,400,0 $120,932 $0.00
00.00
.81
$0.00
$0.00
$0.00
$120,932 $8,400,0 $0.00
.81
00.00
3
$919,294 $13,234. $0.00
.12
86
$315,296 $302,061 $617,232 $9,017,2 1.44%
.69
.84
.31
32.00
$0.00
$436,229 $134,167 $0.00
.50
.67
11
No
No
No
No
$8,400,0 $120,932 $0.00
00.00
.81
$0.00
$0.00
$0.00
$120,932 $8,400,0 $0.00
.81
00.00
2
$617,232 $8,886.1 $0.00
.31
5
$315,296 $306,410 $310,821 $8,710,8 1.44%
.59
.44
.84
22.00
$0.00
$436,229 $129,818 $0.00
.41
.96
12
No
No
No
No
$8,400,0 $120,932 $0.00
00.00
.81
$0.00
$0.00
$0.00
$120,932 $8,400,0 $0.00
.81
00.00
1
$310,821 $4,474.8 $0.00
.84
3
$315,296 $310,821 $-0.02
.69
.88
$0.00
$436,229 $125,407 $0.00
.50
.64
13
Si
No
No
No
$8,400,0 $187,996 $0.00
00.00
.09
$4,658,2 $0.00
20.00
$0.00
$187,996 $13,058, $0.00
.09
220.00
6
$1,996,3 $28,741. $1,996,3 $349,695 $320,954 $1,675,4 $14,733, 1.44%
80.12
41
80.12
.50
.09
26.00
646.00
$6,654,6 $537,691 $216,737 $0.00
00.00
.62
.50
14
No
No
No
No
$13,058, $187,996 $0.00
220.00
.09
$0.00
$0.00
$0.00
$187,996 $13,058, $0.00
.09
220.00
5
$1,675,4 $24,120. $0.00
26.00
71
$349,695 $325,574 $1,349,8 $14,408, 1.44%
.50
.78
51.25
071.00
$0.00
$537,691 $212,116 $0.00
.62
.81
15
No
No
No
No
$13,058, $187,996 $0.00
220.00
.09
$0.00
$0.00
$0.00
$187,996 $13,058, $0.00
.09
220.00
4
$1,349,8 $19,433. $0.00
51.25
49
$349,695 $330,262 $1,019,5 $14,077, 1.44%
.50
.00
89.19
809.00
$0.00
$537,691 $207,429 $0.00
.62
.58
16
No
No
No
No
$13,058, $187,996 $0.00
220.00
.09
$0.00
$0.00
$0.00
$187,996 $13,058, $0.00
.09
220.00
3
$1,019,5 $14,678. $0.00
89.19
78
$349,695 $335,016 $684,572 $13,742, 1.44%
.50
.72
.50
792.00
$0.00
$537,691 $202,674 $0.00
.62
.88
17
No
No
No
No
$13,058, $187,996 $0.00
220.00
.09
$0.00
$0.00
$0.00
$187,996 $13,058, $0.00
.09
220.00
2
$684,572 $9,855.6 $0.00
.50
3
$349,695 $339,839 $344,732 $13,402, 1.44%
.59
.97
.53
953.00
$0.00
$537,691 $197,851 $0.00
.69
.72
18
No
No
No
No
$13,058, $187,996 $0.00
220.00
.09
$0.00
$0.00
$0.00
$187,996 $13,058, $0.00
.09
220.00
1
$344,732 $4,963.0 $0.00
.53
3
$349,695 $344,732 $0.05
.50
.47
$0.00
$537,691 $192,959 $0.00
.62
.12
19
Si
No
No
No
$13,058, $255,059 $0.00
220.00
.38
$4,658,2 $0.00
20.00
$0.00
$255,059 $17,716, $0.00
.38
440.00
6
$1,996,3 $28,741. $1,996,3 $349,695 $320,954 $1,675,4 $19,391, 1.44%
80.12
41
80.12
.50
.09
26.12
866.00
$6,654,6 $604,754 $283,800 $0.00
00.00
.88
.78
20
No
No
No
No
$17,716, $255,059 $0.00
440.00
.38
$0.00
$0.00
$0.00
$255,059 $17,716, $0.00
.38
440.00
5
$1,675,4 $24,120. $0.00
26.12
71
$349,695 $325,574 $1,349,8 $19,066, 1.44%
.50
.78
51.25
292.00
$0.00
$604,754 $279,180 $0.00
.88
.09
21
No
No
No
No
$17,716, $255,059 $0.00
440.00
.38
$0.00
$0.00
$0.00
$255,059 $17,716, $0.00
.38
440.00
4
$1,349,8 $19,433. $0.00
51.25
49
$349,695 $330,262 $1,019,5 $18,736, 1.44%
.59
.12
89.19
030.00
$0.00
$604,755 $274,492 $0.00
.00
.88
22
No
No
No
No
$17,716, $255,059 $0.00
440.00
.38
$0.00
$0.00
$0.00
$255,059 $17,716, $0.00
.38
440.00
3
$1,019,5 $14,678. $0.00
89.19
78
$349,695 $335,016 $684,572 $18,401, 1.44%
.50
.72
.44
012.00
$0.00
$604,754 $269,738 $0.00
.88
.16
23
No
No
No
No
$17,716, $255,059 $0.00
440.00
.38
$0.00
$0.00
$0.00
$255,059 $17,716, $0.00
.38
440.00
2
$684,572 $9,855.6 $0.00
.44
3
$349,695 $339,839 $344,732 $18,061, 1.44%
.59
.97
.47
172.00
$0.00
$604,755 $264,915 $0.00
.00
.00
24
No
No
No
No
$17,716, $255,059 $0.00
440.00
.38
$0.00
$0.00
$0.00
$255,059 $17,716, $0.00
.38
440.00
1
$344,732 $4,963.0 $0.00
.47
3
$349,695 $344,732 $0.01
.50
.47
$0.00
$604,754 $260,022 $0.00
.88
.41
25
Si
No
No
No
$17,716, $329,439 $0.00
440.00
.28
$5,166,4 $0.00
31.50
$0.00
$329,439 $22,882, $0.00
.28
872.00
6
$2,214,1 $31,877. $2,214,1 $387,847 $355,970 $1,858,2 $24,741, 1.44%
85.25
10
85.25
.31
.19
15.00
086.00
$7,380,6 $717,286 $361,316 $0.00
17.00
.56
.38
26
No
No
No
No
$22,882, $329,439 $0.00
872.00
.28
$0.00
$0.00
$0.00
$329,439 $22,882, $0.00
.28
872.00
5
$1,858,2 $26,752. $0.00
15.00
28
$387,847 $361,095 $1,497,1 $24,379, 1.44%
.31
.03
20.00
992.00
$0.00
$717,286 $356,191 $0.00
.56
.56
27
No
No
No
No
$22,882, $329,439 $0.00
872.00
.28
$0.00
$0.00
$0.00
$329,439 $22,882, $0.00
.28
872.00
4
$1,497,1 $21,553. $0.00
20.00
68
$387,847 $366,293 $1,130,8 $24,013, 1.44%
.31
.62
26.38
698.00
$0.00
$717,286 $350,992 $0.00
.56
.97
28
No
No
No
No
$22,882, $329,439 $0.00
872.00
.28
$0.00
$0.00
$0.00
$329,439 $22,882, $0.00
.28
872.00
3
$1,130,8 $16,280. $0.00
26.38
24
$387,847 $371,567 $759,259 $23,642, 1.44%
.31
.06
.25
132.00
$0.00
$717,286 $345,719 $0.00
.56
.53
29
No
No
No
No
$22,882, $329,439 $0.00
872.00
.28
$0.00
$0.00
$0.00
$329,439 $22,882, $0.00
.28
872.00
2
$759,259 $10,930. $0.00
.25
88
$387,847 $376,916 $382,342 $23,265, 1.44%
.31
.44
.84
214.00
$0.00
$717,286 $340,370 $0.00
.56
.16
30
No
No
No
No
$22,882, $329,439 $0.00
872.00
.28
$0.00
$0.00
$0.00
$329,439 $22,882, $0.00
.28
872.00
1
$382,342 $5,504.5 $0.00
.84
0
$387,847 $382,342 $0.04
.31
.81
$0.00
$717,286 $334,943 $0.00
.56
.78
31
Si
No
No
No
$22,882, $403,819 $0.00
872.00
.16
$5,166,4 $0.00
31.50
$0.00
$403,819 $28,049, $0.00
.16
304.00
6
$2,214,1 $31,877. $2,214,1 $387,847 $355,970 $1,858,2 $29,907, 1.44%
85.25
10
85.25
.31
.19
15.00
518.00
$7,380,6 $791,666 $435,696 $0.00
17.00
.44
.25
32
No
No
No
No
$28,049, $403,819 $0.00
304.00
.16
$0.00
$0.00
$403,819 $28,049, $0.00
.16
304.00
5
$1,858,2 $26,752. $0.00
15.00
28
$0.00
1
Si
No
No
No
$0.00
2
No
No
No
No
3
No
No
No
4
No
No
5
No
6
$60,466. $0.00
41
$0.00
$4,200,0 1.44%
00.00
$8,400,0 1.44%
00.00
$13,058, 1.44%
220.00
$17,716, 1.44%
440.00
$22,882, 1.44%
872.00
$387,847 $361,095 $1,497,1 $29,546, 1.44%
.31
.03
20.00
424.00
$791,666 $430,571 $0.00
.44
.44
Tabla de amortización
33
No
No
No
No
$28,049, $403,819 $0.00
304.00
.16
$0.00
$0.00
$0.00
$403,819 $28,049, $0.00
.16
304.00
4
$1,497,1 $21,553. $0.00
20.00
68
$387,847 $366,293 $1,130,8 $29,180, 1.44%
.31
.62
26.38
130.00
$0.00
$791,666 $425,372 $0.00
.44
.84
34
No
No
No
No
$28,049, $403,819 $0.00
304.00
.16
$0.00
$0.00
$0.00
$403,819 $28,049, $0.00
.16
304.00
3
$1,130,8 $16,280. $0.00
26.38
24
$387,847 $371,567 $759,259 $28,808, 1.44%
.31
.06
.31
564.00
$0.00
$791,666 $420,099 $0.00
.44
.41
35
No
No
No
No
$28,049, $403,819 $0.00
304.00
.16
$0.00
$0.00
$0.00
$403,819 $28,049, $0.00
.16
304.00
2
$759,259 $10,930. $0.00
.31
88
$387,847 $376,916 $382,342 $28,431, 1.44%
.31
.44
.88
646.00
$0.00
$791,666 $414,750 $0.00
.44
.03
36
No
No
No
No
$28,049, $403,819 $0.00
304.00
.16
$0.00
$0.00
$0.00
$403,819 $28,049, $0.00
.16
304.00
1
$382,342 $5,504.5 $0.00
.88
0
$387,847 $382,342 $-0.04
.41
.91
$0.00
$791,666 $409,323 $0.00
.56
.66
37
Si
No
No
No
$28,049, $486,313 $0.00
304.00
.88
$5,730,0 $0.00
89.50
$0.00
$486,313 $33,779, $0.00
.88
396.00
6
$2,455,7 $35,354. $2,455,7 $430,161 $394,806 $2,060,9 $35,840, 1.44%
52.75
89
52.75
.41
.50
46.12
344.00
$8,185,8 $916,475 $521,668 $0.00
42.00
.25
.75
38
No
No
No
No
$33,779, $486,313 $0.00
396.00
.88
$0.00
$0.00
$0.00
$486,313 $33,779, $0.00
.88
396.00
5
$2,060,9 $29,670. $0.00
46.12
95
$430,161 $400,490 $1,660,4 $35,439, 1.44%
.41
.44
55.75
852.00
$0.00
$916,475 $515,984 $0.00
.25
.84
39
No
No
No
No
$33,779, $486,313 $0.00
396.00
.88
$0.00
$0.00
$0.00
$486,313 $33,779, $0.00
.88
396.00
4
$1,660,4 $23,905. $0.00
55.75
19
$430,161 $406,256 $1,254,1 $35,033, 1.44%
.41
.22
99.50
596.00
$0.00
$916,475 $510,219 $0.00
.25
.06
40
No
No
No
No
$33,779, $486,313 $0.00
396.00
.88
$0.00
$0.00
$0.00
$486,313 $33,779, $0.00
.88
396.00
3
$1,254,1 $18,056. $0.00
99.50
41
$430,161 $412,105 $842,094 $34,621, 1.44%
.50
.09
.44
492.00
$0.00
$916,475 $504,370 $0.00
.38
.28
41
No
No
No
No
$33,779, $486,313 $0.00
396.00
.88
$0.00
$0.00
$0.00
$486,313 $33,779, $0.00
.88
396.00
2
$842,094 $12,123. $0.00
.44
43
$430,161 $418,037 $424,056 $34,203, 1.44%
.41
.97
.44
452.00
$0.00
$916,475 $498,437 $0.00
.25
.31
42
No
No
No
No
$33,779, $486,313 $0.00
396.00
.88
$0.00
$0.00
$0.00
$486,313 $33,779, $0.00
.88
396.00
1
$424,056 $6,105.0 $0.00
.44
4
$430,161 $424,056 $-0.01
.50
.47
$0.00
$916,475 $492,418 $0.00
.38
.91
43
Si
No
No
No
$33,779, $568,808 $0.00
396.00
.62
$5,730,0 $0.00
89.50
$0.00
$568,808 $39,509, $0.00
.62
484.00
6
$2,455,7 $35,354. $2,455,7 $430,161 $394,806 $2,060,9 $41,570, 1.44%
52.75
89
52.75
.41
.50
46.25
432.00
$8,185,8 $998,970 $604,163 $0.00
42.00
.00
.50
44
No
No
No
No
$39,509, $568,808 $0.00
484.00
.62
$0.00
$0.00
$0.00
$568,808 $39,509, $0.00
.62
484.00
5
$2,060,9 $29,670. $0.00
46.25
95
$430,161 $400,490 $1,660,4 $41,169, 1.44%
.41
.44
55.75
940.00
$0.00
$998,970 $598,479 $0.00
.00
.56
45
No
No
No
No
$39,509, $568,808 $0.00
484.00
.62
$0.00
$0.00
$0.00
$568,808 $39,509, $0.00
.62
484.00
4
$1,660,4 $23,905. $0.00
55.75
19
$430,161 $406,256 $1,254,1 $40,763, 1.44%
.50
.31
99.38
684.00
$0.00
$998,970 $592,713 $0.00
.12
.81
46
No
No
No
No
$39,509, $568,808 $0.00
484.00
.62
$0.00
$0.00
$0.00
$568,808 $39,509, $0.00
.62
484.00
3
$1,254,1 $18,056. $0.00
99.38
41
$430,161 $412,105 $842,094 $40,351, 1.44%
.41
.00
.44
580.00
$0.00
$998,970 $586,865 $0.00
.00
.06
47
No
No
No
No
$39,509, $568,808 $0.00
484.00
.62
$0.00
$0.00
$0.00
$568,808 $39,509, $0.00
.62
484.00
2
$842,094 $12,123. $0.00
.44
43
$430,161 $418,038 $424,056 $39,933, 1.44%
.50
.06
.38
540.00
$0.00
$998,970 $580,932 $0.00
.12
.06
48
No
No
No
No
$39,509, $568,808 $0.00
484.00
.62
$0.00
$0.00
$0.00
$568,808 $39,509, $0.00
.62
484.00
1
$424,056 $6,105.0 $0.00
.38
4
$430,161 $424,056 $0.02
.41
.38
$0.00
$998,970 $574,913 $0.00
.00
.69
49
Si
No
No
No
$39,509, $660,303 $0.00
484.00
.50
$6,355,2 $0.00
42.00
$0.00
$660,303 $45,864, $0.00
.50
728.00
6
$2,723,6 $39,212. $2,723,6 $477,092 $437,879 $2,285,7 $48,150, 1.44%
75.25
11
75.25
.00
.91
95.50
524.00
$9,078,9 $1,137,3 $699,515 $0.00
17.00
95.50
.62
50
No
No
No
No
$45,864, $660,303 $0.00
728.00
.50
$0.00
$0.00
$0.00
$660,303 $45,864, $0.00
.50
728.00
5
$2,285,7 $32,908. $0.00
95.50
05
$477,092 $444,184 $1,841,6 $47,706, 1.44%
.09
.03
11.38
340.00
$0.00
$1,137,3 $693,211 $0.00
95.62
.56
51
No
No
No
No
$45,864, $660,303 $0.00
728.00
.50
$0.00
$0.00
$0.00
$660,303 $45,864, $0.00
.50
728.00
4
$1,841,6 $26,513. $0.00
11.38
24
$477,092 $450,578 $1,391,0 $47,255, 1.44%
.00
.75
32.62
760.00
$0.00
$1,137,3 $686,816 $0.00
95.50
.75
52
No
No
No
No
$45,864, $660,303 $0.00
728.00
.50
$0.00
$0.00
$0.00
$660,303 $45,864, $0.00
.50
728.00
3
$1,391,0 $20,026. $0.00
32.62
37
$477,092 $457,065 $933,966 $46,798, 1.44%
.09
.72
.88
696.00
$0.00
$1,137,3 $680,329 $0.00
95.62
.88
53
No
No
No
No
$45,864, $660,303 $0.00
728.00
.50
$0.00
$0.00
$0.00
$660,303 $45,864, $0.00
.50
728.00
2
$933,966 $13,446. $0.00
.88
10
$477,092 $463,645 $470,321 $46,335, 1.44%
.00
.91
.00
048.00
$0.00
$1,137,3 $673,749 $0.00
95.50
.62
54
No
No
No
No
$45,864, $660,303 $0.00
728.00
.50
$0.00
$0.00
$0.00
$660,303 $45,864, $0.00
.50
728.00
1
$470,321 $6,771.1 $0.00
.00
0
$477,092 $470,321 $-0.01
.09
.00
$0.00
$1,137,3 $667,074 $0.00
95.62
.62
55
Si
No
No
No
$45,864, $751,798 $0.00
728.00
.38
$6,355,2 $0.00
42.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
6
$2,723,6 $39,212. $2,723,6 $477,092 $437,879 $2,285,7 $54,505, 1.44%
75.25
11
75.25
.00
.91
95.50
764.00
$9,078,9 $1,228,8 $791,010 $0.00
17.00
90.38
.50
56
No
No
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
5
$2,285,7 $32,908. $0.00
95.50
05
$477,092 $444,184 $1,841,6 $54,061, 1.44%
.09
.03
11.38
580.00
$0.00
$1,228,8 $784,706 $0.00
90.50
.44
57
No
No
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
4
$1,841,6 $26,513. $0.00
11.38
24
$477,092 $450,578 $1,391,0 $53,611, 1.44%
.00
.75
32.62
000.00
$0.00
$1,228,8 $778,311 $0.00
90.38
.62
58
No
No
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
3
$1,391,0 $20,026. $0.00
32.62
37
$477,092 $457,065 $933,966 $53,153, 1.44%
.09
.72
.88
936.00
$0.00
$1,228,8 $771,824 $0.00
90.50
.75
59
No
No
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
2
$933,966 $13,446. $0.00
.88
10
$477,092 $463,645 $470,320 $52,690, 1.44%
.00
.91
.94
288.00
$0.00
$1,228,8 $765,244 $0.00
90.38
.50
60
No
No
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
1
$470,320 $6,771.1 $0.00
.94
0
$477,092 $470,321 $-0.05
.09
.00
$52,219, 1.44%
968.00
$0.00
$1,228,8 $758,569 $0.00
90.50
.50
61
No
Si
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.05
$52,219, 1.44%
968.00
$0.00
$751,798 $751,798 $0.00
.38
.38
62
No
Si
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.05
$52,219, 1.44%
968.00
$0.00
$751,798 $751,798 $0.00
.38
.38
63
No
Si
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.05
$52,219, 1.44%
968.00
$0.00
$751,798 $751,798 $0.00
.38
.38
64
No
Si
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.05
$52,219, 1.44%
968.00
$0.00
$751,798 $751,798 $0.00
.38
.38
$28,049, 1.44%
304.00
$33,779, 1.44%
396.00
$39,509, 1.44%
484.00
$45,864, 1.44%
728.00
Tabla de amortización
65
No
Si
No
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.05
$52,219, 1.44%
968.00
$0.00
$751,798 $751,798 $0.00
.38
.38
66
No
Si
Si
No
$52,219, $751,798 $0.00
968.00
.38
$0.00
$0.00
$0.00
$751,798 $52,219, $0.00
.38
968.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.05
$52,219, 1.44%
968.00
$0.00
$751,798 $751,798 $0.00
.38
.38
67
No
No
No
Si
$79,680, $0.00
384.00
$1,147,1 $0.00
39.62
$1,584,9 $437,841 $0.00
81.00
.41
$79,242, $0.00
544.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.05
$79,242, 1.44%
544.00
$0.00
$1,584,9 $1,147,1 $0.00
81.00
39.62
68
No
No
No
Si
$79,242, $0.00
544.00
$1,140,8 $0.00
36.12
$1,584,9 $444,144 $0.00
81.00
.91
$78,798, $0.00
400.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.05
$78,798, 1.44%
400.00
$0.00
$1,584,9 $1,140,8 $0.00
81.00
36.12
69
No
No
No
Si
$78,798, $0.00
400.00
$1,134,4 $0.00
41.88
$1,584,9 $450,539 $0.00
81.00
.16
$78,347, $0.00
856.00
0
$-0.05
$-0.00
$0.00
$0.00
$0.00
$-0.06
$78,347, 1.44%
856.00
$0.00
$1,584,9 $1,134,4 $0.00
81.00
41.88
70
No
No
No
Si
$78,347, $0.00
856.00
$1,127,9 $0.00
55.50
$1,584,9 $457,025 $0.00
81.00
.47
$77,890, $0.00
832.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$77,890, 1.44%
832.00
$0.00
$1,584,9 $1,127,9 $0.00
81.00
55.50
71
No
No
No
Si
$77,890, $0.00
832.00
$1,121,3 $0.00
75.88
$1,584,9 $463,605 $0.00
81.00
.16
$77,427, $0.00
224.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$77,427, 1.44%
224.00
$0.00
$1,584,9 $1,121,3 $0.00
81.00
75.88
72
No
No
No
Si
$77,427, $0.00
224.00
$1,114,7 $0.00
01.38
$1,584,9 $470,279 $0.00
81.00
.56
$76,956, $0.00
944.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$76,956, 1.44%
944.00
$0.00
$1,584,9 $1,114,7 $0.00
81.00
01.38
73
No
No
No
Si
$76,956, $0.00
944.00
$1,107,9 $0.00
30.88
$1,584,9 $477,050 $0.00
81.00
.06
$76,479, $0.00
896.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$76,479, 1.44%
896.00
$0.00
$1,584,9 $1,107,9 $0.00
81.00
30.88
74
No
No
No
Si
$76,479, $0.00
896.00
$1,101,0 $0.00
63.00
$1,584,9 $483,918 $0.00
81.00
.03
$75,995, $0.00
976.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$75,995, 1.44%
976.00
$0.00
$1,584,9 $1,101,0 $0.00
81.00
63.00
75
No
No
No
Si
$75,995, $0.00
976.00
$1,094,0 $0.00
96.12
$1,584,9 $490,885 $0.00
82.00
.91
$75,505, $0.00
096.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$75,505, 1.44%
096.00
$0.00
$1,584,9 $1,094,0 $0.00
82.00
96.12
76
No
No
No
Si
$75,505, $0.00
096.00
$1,087,0 $0.00
28.88
$1,584,9 $497,952 $0.00
81.00
.06
$75,007, $0.00
144.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$75,007, 1.44%
144.00
$0.00
$1,584,9 $1,087,0 $0.00
81.00
28.88
77
No
No
No
Si
$75,007, $0.00
144.00
$1,079,8 $0.00
60.00
$1,584,9 $505,121 $0.00
82.00
.97
$74,502, $0.00
016.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$74,502, 1.44%
016.00
$0.00
$1,584,9 $1,079,8 $0.00
82.00
60.00
78
No
No
No
Si
$74,502, $0.00
016.00
$1,072,5 $0.00
87.88
$1,584,9 $512,393 $0.00
81.00
.09
$73,989, $0.00
624.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$73,989, 1.44%
624.00
$0.00
$1,584,9 $1,072,5 $0.00
81.00
87.88
79
No
No
No
Si
$73,989, $0.00
624.00
$1,065,2 $0.00
11.12
$1,584,9 $519,770 $0.00
82.00
.88
$73,469, $0.00
856.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$73,469, 1.44%
856.00
$0.00
$1,584,9 $1,065,2 $0.00
82.00
11.12
80
No
No
No
Si
$73,469, $0.00
856.00
$1,057,7 $0.00
28.12
$1,584,9 $527,252 $0.00
81.00
.88
$72,942, $0.00
600.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.06
$72,942, 1.44%
600.00
$0.00
$1,584,9 $1,057,7 $0.00
81.00
28.12
81
No
No
No
Si
$72,942, $0.00
600.00
$1,050,1 $0.00
37.38
$1,584,9 $534,844 $0.00
82.00
.62
$72,407, $0.00
760.00
0
$-0.06
$-0.00
$0.00
$0.00
$0.00
$-0.07
$72,407, 1.44%
760.00
$0.00
$1,584,9 $1,050,1 $0.00
82.00
37.38
82
No
No
No
Si
$72,407, $0.00
760.00
$1,042,4 $0.00
37.31
$1,584,9 $542,543 $0.00
81.00
.69
$71,865, $0.00
216.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$71,865, 1.44%
216.00
$0.00
$1,584,9 $1,042,4 $0.00
81.00
37.31
83
No
No
No
Si
$71,865, $0.00
216.00
$1,034,6 $0.00
26.44
$1,584,9 $550,355 $0.00
82.00
.56
$71,314, $0.00
856.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$71,314, 1.44%
856.00
$0.00
$1,584,9 $1,034,6 $0.00
82.00
26.44
84
No
No
No
Si
$71,314, $0.00
856.00
$1,026,7 $0.00
03.12
$1,584,9 $558,277 $0.00
81.00
.88
$70,756, $0.00
584.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$70,756, 1.44%
584.00
$0.00
$1,584,9 $1,026,7 $0.00
81.00
03.12
85
No
No
No
Si
$70,756, $0.00
584.00
$1,018,6 $0.00
65.75
$1,584,9 $566,316 $0.00
82.00
.25
$70,190, $0.00
264.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$70,190, 1.44%
264.00
$0.00
$1,584,9 $1,018,6 $0.00
82.00
65.75
86
No
No
No
Si
$70,190, $0.00
264.00
$1,010,5 $0.00
12.62
$1,584,9 $574,468 $0.00
81.00
.38
$69,615, $0.00
800.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$69,615, 1.44%
800.00
$0.00
$1,584,9 $1,010,5 $0.00
81.00
12.62
87
No
No
No
Si
$69,615, $0.00
800.00
$1,002,2 $0.00
42.12
$1,584,9 $582,739 $0.00
82.00
.88
$69,033, $0.00
056.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$69,033, 1.44%
056.00
$0.00
$1,584,9 $1,002,2 $0.00
82.00
42.12
88
No
No
No
Si
$69,033, $0.00
056.00
$993,852 $0.00
.56
$1,584,9 $591,128 $0.00
81.00
.44
$68,441, $0.00
928.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$68,441, 1.44%
928.00
$0.00
$1,584,9 $993,852 $0.00
81.00
.56
89
No
No
No
Si
$68,441, $0.00
928.00
$985,342 $0.00
.19
$1,584,9 $599,639 $0.00
82.00
.81
$67,842, $0.00
288.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$67,842, 1.44%
288.00
$0.00
$1,584,9 $985,342 $0.00
82.00
.19
90
No
No
No
Si
$67,842, $0.00
288.00
$976,709 $0.00
.31
$1,584,9 $608,271 $0.00
81.00
.69
$67,234, $0.00
016.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.07
$67,234, 1.44%
016.00
$0.00
$1,584,9 $976,709 $0.00
81.00
.31
91
No
No
No
Si
$67,234, $0.00
016.00
$967,952 $0.00
.19
$1,584,9 $617,029 $0.00
82.00
.81
$66,616, $0.00
988.00
0
$-0.07
$-0.00
$0.00
$0.00
$0.00
$-0.08
$66,616, 1.44%
988.00
$0.00
$1,584,9 $967,952 $0.00
82.00
.19
92
No
No
No
Si
$66,616, $0.00
988.00
$959,068 $0.00
.94
$1,584,9 $625,912 $0.00
81.00
.06
$65,991, $0.00
076.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.08
$65,991, 1.44%
076.00
$0.00
$1,584,9 $959,068 $0.00
81.00
.94
93
No
No
No
Si
$65,991, $0.00
076.00
$950,057 $0.00
.88
$1,584,9 $634,924 $0.00
82.00
.12
$65,356, $0.00
152.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.08
$65,356, 1.44%
152.00
$0.00
$1,584,9 $950,057 $0.00
82.00
.88
94
No
No
No
Si
$65,356, $0.00
152.00
$940,917 $0.00
.00
$1,584,9 $644,064 $0.00
81.00
.00
$64,712, $0.00
088.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.08
$64,712, 1.44%
088.00
$0.00
$1,584,9 $940,917 $0.00
81.00
.00
95
No
No
No
Si
$64,712, $0.00
088.00
$931,644 $0.00
.56
$1,584,9 $653,337 $0.00
82.00
.44
$64,058, $0.00
748.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.08
$64,058, 1.44%
748.00
$0.00
$1,584,9 $931,644 $0.00
82.00
.56
96
No
No
No
Si
$64,058, $0.00
748.00
$922,238 $0.00
.62
$1,584,9 $662,742 $0.00
81.00
.38
$63,396, $0.00
008.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.08
$63,396, 1.44%
008.00
$0.00
$1,584,9 $922,238 $0.00
81.00
.62
Tabla de amortización
97
No
No
No
Si
$63,396, $0.00
008.00
$912,697 $0.00
.31
$1,584,9 $672,284 $0.00
82.00
.69
$62,723, $0.00
724.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.08
$62,723, 1.44%
720.00
$0.00
$1,584,9 $912,697 $0.00
82.00
.25
98
No
No
No
Si
$62,723, $0.00
724.00
$903,018 $0.00
.56
$1,584,9 $681,962 $0.00
81.00
.44
$62,041, $0.00
760.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.08
$62,041, 1.44%
760.00
$0.00
$1,584,9 $903,018 $0.00
81.00
.56
99
No
No
No
Si
$62,041, $0.00
760.00
$893,200 $0.00
.50
$1,584,9 $691,781 $0.00
82.00
.50
$61,349, $0.00
980.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.08
$61,349, 1.44%
976.00
$0.00
$1,584,9 $893,200 $0.00
82.00
.50
100
No
No
No
Si
$61,349, $0.00
980.00
$883,241 $0.00
.06
$1,584,9 $701,739 $0.00
81.00
.94
$60,648, $0.00
240.00
0
$-0.08
$-0.00
$0.00
$0.00
$0.00
$-0.09
$60,648, 1.44%
240.00
$0.00
$1,584,9 $883,241 $0.00
81.00
.06
101
No
No
No
Si
$60,648, $0.00
240.00
$873,138 $0.00
.31
$1,584,9 $711,843 $0.00
82.00
.69
$59,936, $0.00
396.00
0
$-0.09
$-0.00
$0.00
$0.00
$0.00
$-0.09
$59,936, 1.44%
396.00
$0.00
$1,584,9 $873,138 $0.00
82.00
.31
102
No
No
No
Si
$59,936, $0.00
396.00
$862,890 $0.00
.06
$1,584,9 $722,090 $0.00
81.00
.94
$59,214, $0.00
304.00
0
$-0.09
$-0.00
$0.00
$0.00
$0.00
$-0.09
$59,214, 1.44%
304.00
$0.00
$1,584,9 $862,890 $0.00
81.00
.06
103
No
No
No
Si
$59,214, $0.00
304.00
$852,494 $0.00
.31
$1,584,9 $732,487 $0.00
82.00
.69
$58,481, $0.00
816.00
0
$-0.09
$-0.00
$0.00
$0.00
$0.00
$-0.09
$58,481, 1.44%
816.00
$0.00
$1,584,9 $852,494 $0.00
82.00
.31
104
No
No
No
Si
$58,481, $0.00
816.00
$841,948 $0.00
.81
$1,584,9 $743,032 $0.00
81.00
.19
$57,738, $0.00
784.00
0
$-0.09
$-0.00
$0.00
$0.00
$0.00
$-0.09
$57,738, 1.44%
784.00
$0.00
$1,584,9 $841,948 $0.00
81.00
.81
105
No
No
No
Si
$57,738, $0.00
784.00
$831,251 $0.00
.56
$1,584,9 $753,730 $0.00
82.00
.44
$56,985, $0.00
052.00
0
$-0.09
$-0.00
$0.00
$0.00
$0.00
$-0.09
$56,985, 1.44%
052.00
$0.00
$1,584,9 $831,251 $0.00
82.00
.56
106
No
No
No
Si
$56,985, $0.00
052.00
$820,400 $0.00
.31
$1,584,9 $764,580 $0.00
81.00
.69
$56,220, $0.00
472.00
0
$-0.09
$-0.00
$0.00
$0.00
$0.00
$-0.09
$56,220, 1.44%
472.00
$0.00
$1,584,9 $820,400 $0.00
81.00
.31
107
No
No
No
Si
$56,220, $0.00
472.00
$809,392 $0.00
.81
$1,584,9 $775,589 $0.00
82.00
.19
$55,444, $0.00
884.00
0
$-0.09
$-0.00
$0.00
$0.00
$0.00
$-0.09
$55,444, 1.44%
884.00
$0.00
$1,584,9 $809,392 $0.00
82.00
.81
108
No
No
No
Si
$55,444, $0.00
884.00
$798,226 $0.00
.81
$1,584,9 $786,754 $0.00
81.00
.19
$54,658, $0.00
128.00
0
$-0.09
$-0.00
$0.00
$0.00
$0.00
$-0.10
$54,658, 1.44%
128.00
$0.00
$1,584,9 $798,226 $0.00
81.00
.81
109
No
No
No
Si
$54,658, $0.00
128.00
$786,900 $0.00
.12
$1,584,9 $798,081 $0.00
82.00
.88
$53,860, $0.00
048.00
0
$-0.10
$-0.00
$0.00
$0.00
$0.00
$-0.10
$53,860, 1.44%
048.00
$0.00
$1,584,9 $786,900 $0.00
82.00
.12
110
No
No
No
Si
$53,860, $0.00
048.00
$775,410 $0.00
.31
$1,584,9 $809,570 $0.00
81.00
.69
$53,050, $0.00
476.00
0
$-0.10
$-0.00
$0.00
$0.00
$0.00
$-0.10
$53,050, 1.44%
476.00
$0.00
$1,584,9 $775,410 $0.00
81.00
.31
111
No
No
No
Si
$53,050, $0.00
476.00
$763,755 $0.00
.12
$1,584,9 $821,226 $0.00
82.00
.88
$52,229, $0.00
248.00
0
$-0.10
$-0.00
$0.00
$0.00
$0.00
$-0.10
$52,229, 1.44%
248.00
$0.00
$1,584,9 $763,755 $0.00
82.00
.12
112
No
No
No
Si
$52,229, $0.00
248.00
$751,932 $0.00
.12
$1,584,9 $833,048 $0.00
81.00
.88
$51,396, $0.00
200.00
0
$-0.10
$-0.00
$0.00
$0.00
$0.00
$-0.10
$51,396, 1.44%
200.00
$0.00
$1,584,9 $751,932 $0.00
81.00
.12
113
No
No
No
Si
$51,396, $0.00
200.00
$739,938 $0.00
.94
$1,584,9 $845,043 $0.00
82.00
.06
$50,551, $0.00
156.00
0
$-0.10
$-0.00
$0.00
$0.00
$0.00
$-0.10
$50,551, 1.44%
156.00
$0.00
$1,584,9 $739,938 $0.00
82.00
.94
114
No
No
No
Si
$50,551, $0.00
156.00
$727,773 $0.00
.06
$1,584,9 $857,207 $0.00
81.00
.94
$49,693, $0.00
948.00
0
$-0.10
$-0.00
$0.00
$0.00
$0.00
$-0.10
$49,693, 1.44%
948.00
$0.00
$1,584,9 $727,773 $0.00
81.00
.06
115
No
No
No
Si
$49,693, $0.00
948.00
$715,432 $0.00
.00
$1,584,9 $869,550 $0.00
82.00
.00
$48,824, $0.00
400.00
0
$-0.10
$-0.00
$0.00
$0.00
$0.00
$-0.11
$48,824, 1.44%
400.00
$0.00
$1,584,9 $715,432 $0.00
82.00
.00
116
No
No
No
Si
$48,824, $0.00
400.00
$702,913 $0.00
.31
$1,584,9 $882,067 $0.00
81.00
.69
$47,942, $0.00
332.00
0
$-0.11
$-0.00
$0.00
$0.00
$0.00
$-0.11
$47,942, 1.44%
332.00
$0.00
$1,584,9 $702,913 $0.00
81.00
.31
117
No
No
No
Si
$47,942, $0.00
332.00
$690,214 $0.00
.38
$1,584,9 $894,767 $0.00
82.00
.62
$47,047, $0.00
564.00
0
$-0.11
$-0.00
$0.00
$0.00
$0.00
$-0.11
$47,047, 1.44%
564.00
$0.00
$1,584,9 $690,214 $0.00
82.00
.38
118
No
No
No
Si
$47,047, $0.00
564.00
$677,332 $0.00
.62
$1,584,9 $907,648 $0.00
81.00
.38
$46,139, $0.00
916.00
0
$-0.11
$-0.00
$0.00
$0.00
$0.00
$-0.11
$46,139, 1.44%
916.00
$0.00
$1,584,9 $677,332 $0.00
81.00
.62
119
No
No
No
Si
$46,139, $0.00
916.00
$664,265 $0.00
.44
$1,584,9 $920,716 $0.00
82.00
.56
$45,219, $0.00
200.00
0
$-0.11
$-0.00
$0.00
$0.00
$0.00
$-0.11
$45,219, 1.44%
200.00
$0.00
$1,584,9 $664,265 $0.00
82.00
.44
120
No
No
No
Si
$45,219, $0.00
200.00
$651,010 $0.00
.12
$1,584,9 $933,970 $0.00
81.00
.88
$44,285, $0.00
228.00
0
$-0.11
$-0.00
$0.00
$0.00
$0.00
$-0.11
$44,285, 1.44%
228.00
$0.00
$1,584,9 $651,010 $0.00
81.00
.12
121
No
No
No
Si
$44,285, $0.00
228.00
$637,563 $0.00
.94
$1,584,9 $947,418 $0.00
82.00
.06
$43,337, $0.00
812.00
0
$-0.11
$-0.00
$0.00
$0.00
$0.00
$-0.12
$43,337, 1.44%
812.00
$0.00
$1,584,9 $637,563 $0.00
82.00
.94
122
No
No
No
Si
$43,337, $0.00
812.00
$623,924 $0.00
.19
$1,584,9 $961,056 $0.00
81.00
.81
$42,376, $0.00
752.00
0
$-0.12
$-0.00
$0.00
$0.00
$0.00
$-0.12
$42,376, 1.44%
752.00
$0.00
$1,584,9 $623,924 $0.00
81.00
.19
123
No
No
No
Si
$42,376, $0.00
752.00
$610,088 $0.00
.06
$1,584,9 $974,893 $0.00
82.00
.94
$41,401, $0.00
860.00
0
$-0.12
$-0.00
$0.00
$0.00
$0.00
$-0.12
$41,401, 1.44%
860.00
$0.00
$1,584,9 $610,088 $0.00
82.00
.06
124
No
No
No
Si
$41,401, $0.00
860.00
$596,052 $0.00
.75
$1,584,9 $988,928 $0.00
81.00
.25
$40,412, $0.00
932.00
0
$-0.12
$-0.00
$0.00
$0.00
$0.00
$-0.12
$40,412, 1.44%
932.00
$0.00
$1,584,9 $596,052 $0.00
81.00
.75
125
No
No
No
Si
$40,412, $0.00
932.00
$581,815 $0.00
.38
$1,584,9 $1,003,1 $0.00
82.00
66.62
$39,409, $0.00
764.00
0
$-0.12
$-0.00
$0.00
$0.00
$0.00
$-0.12
$39,409, 1.44%
764.00
$0.00
$1,584,9 $581,815 $0.00
82.00
.38
126
No
No
No
Si
$39,409, $0.00
764.00
$567,373 $0.00
.06
$1,584,9 $1,017,6 $0.00
81.00
07.94
$38,392, $0.00
156.00
0
$-0.12
$-0.00
$0.00
$0.00
$0.00
$-0.12
$38,392, 1.44%
156.00
$0.00
$1,584,9 $567,373 $0.00
81.00
.06
127
No
No
No
Si
$38,392, $0.00
156.00
$552,722 $0.00
.81
$1,584,9 $1,032,2 $0.00
82.00
59.19
$37,359, $0.00
900.00
0
$-0.12
$-0.00
$0.00
$0.00
$0.00
$-0.13
$37,359, 1.44%
896.00
$0.00
$1,584,9 $552,722 $0.00
82.00
.81
128
No
No
No
Si
$37,359, $0.00
900.00
$537,861 $0.00
.62
$1,584,9 $1,047,1 $0.00
81.00
19.38
$36,312, $0.00
780.00
0
$-0.13
$-0.00
$0.00
$0.00
$0.00
$-0.13
$36,312, 1.44%
780.00
$0.00
$1,584,9 $537,861 $0.00
81.00
.62
Tabla de amortización
129
No
No
No
Si
$36,312, $0.00
780.00
$522,786 $0.00
.47
$1,584,9 $1,062,1 $0.00
82.00
95.50
$35,250, $0.00
584.00
0
$-0.13
$-0.00
$0.00
$0.00
$0.00
$-0.13
$35,250, 1.44%
584.00
$0.00
$1,584,9 $522,786 $0.00
82.00
.47
130
No
No
No
Si
$35,250, $0.00
584.00
$507,494 $0.00
.28
$1,584,9 $1,077,4 $0.00
81.00
86.75
$34,173, $0.00
096.00
0
$-0.13
$-0.00
$0.00
$0.00
$0.00
$-0.13
$34,173, 1.44%
096.00
$0.00
$1,584,9 $507,494 $0.00
81.00
.28
131
No
No
No
Si
$34,173, $0.00
096.00
$491,981 $0.00
.97
$1,584,9 $1,093,0 $0.00
82.00
00.00
$33,080, $0.00
096.00
0
$-0.13
$-0.00
$0.00
$0.00
$0.00
$-0.13
$33,080, 1.44%
096.00
$0.00
$1,584,9 $491,981 $0.00
82.00
.97
132
No
No
No
Si
$33,080, $0.00
096.00
$476,246 $0.00
.31
$1,584,9 $1,108,7 $0.00
81.00
34.75
$31,971, $0.00
362.00
0
$-0.13
$-0.00
$0.00
$0.00
$0.00
$-0.14
$31,971, 1.44%
362.00
$0.00
$1,584,9 $476,246 $0.00
81.00
.31
133
No
No
No
Si
$31,971, $0.00
362.00
$460,284 $0.00
.12
$1,584,9 $1,124,6 $0.00
82.00
97.88
$30,846, $0.00
664.00
0
$-0.14
$-0.00
$0.00
$0.00
$0.00
$-0.14
$30,846, 1.44%
664.00
$0.00
$1,584,9 $460,284 $0.00
82.00
.12
134
No
No
No
Si
$30,846, $0.00
664.00
$444,092 $0.00
.09
$1,584,9 $1,140,8 $0.00
81.00
88.88
$29,705, $0.00
774.00
0
$-0.14
$-0.00
$0.00
$0.00
$0.00
$-0.14
$29,705, 1.44%
774.00
$0.00
$1,584,9 $444,092 $0.00
81.00
.09
135
No
No
No
Si
$29,705, $0.00
774.00
$427,667 $0.00
.00
$1,584,9 $1,157,3 $0.00
82.00
15.00
$28,548, $0.00
460.00
0
$-0.14
$-0.00
$0.00
$0.00
$0.00
$-0.14
$28,548, 1.44%
460.00
$0.00
$1,584,9 $427,667 $0.00
82.00
.00
136
No
No
No
Si
$28,548, $0.00
460.00
$411,005 $0.00
.41
$1,584,9 $1,173,9 $0.00
81.00
75.62
$27,374, $0.00
484.00
0
$-0.14
$-0.00
$0.00
$0.00
$0.00
$-0.14
$27,374, 1.44%
484.00
$0.00
$1,584,9 $411,005 $0.00
81.00
.41
137
No
No
No
Si
$27,374, $0.00
484.00
$394,103 $0.00
.97
$1,584,9 $1,190,8 $0.00
82.00
78.00
$26,183, $0.00
606.00
0
$-0.14
$-0.00
$0.00
$0.00
$0.00
$-0.15
$26,183, 1.44%
606.00
$0.00
$1,584,9 $394,103 $0.00
82.00
.97
138
No
No
No
Si
$26,183, $0.00
606.00
$376,959 $0.00
.19
$1,584,9 $1,208,0 $0.00
81.00
21.88
$24,975, $0.00
584.00
0
$-0.15
$-0.00
$0.00
$0.00
$0.00
$-0.15
$24,975, 1.44%
584.00
$0.00
$1,584,9 $376,959 $0.00
81.00
.16
139
No
No
No
Si
$24,975, $0.00
584.00
$359,567 $0.00
.56
$1,584,9 $1,225,4 $0.00
82.00
14.38
$23,750, $0.00
170.00
0
$-0.15
$-0.00
$0.00
$0.00
$0.00
$-0.15
$23,750, 1.44%
170.00
$0.00
$1,584,9 $359,567 $0.00
82.00
.56
140
No
No
No
Si
$23,750, $0.00
170.00
$341,925 $0.00
.56
$1,584,9 $1,243,0 $0.00
81.00
55.38
$22,507, $0.00
114.00
0
$-0.15
$-0.00
$0.00
$0.00
$0.00
$-0.15
$22,507, 1.44%
114.00
$0.00
$1,584,9 $341,925 $0.00
81.00
.56
141
No
No
No
Si
$22,507, $0.00
114.00
$324,029 $0.00
.59
$1,584,9 $1,260,9 $0.00
82.00
52.38
$21,246, $0.00
162.00
0
$-0.15
$-0.00
$0.00
$0.00
$0.00
$-0.15
$21,246, 1.44%
162.00
$0.00
$1,584,9 $324,029 $0.00
82.00
.59
142
No
No
No
Si
$21,246, $0.00
162.00
$305,875 $0.00
.97
$1,584,9 $1,279,1 $0.00
81.00
05.00
$19,967, $0.00
058.00
0
$-0.15
$-0.00
$0.00
$0.00
$0.00
$-0.16
$19,967, 1.44%
056.00
$0.00
$1,584,9 $305,875 $0.00
81.00
.97
143
No
No
No
Si
$19,967, $0.00
058.00
$287,461 $0.00
.00
$1,584,9 $1,297,5 $0.00
82.00
21.00
$18,669, $0.00
536.00
0
$-0.16
$-0.00
$0.00
$0.00
$0.00
$-0.16
$18,669, 1.44%
536.00
$0.00
$1,584,9 $287,461 $0.00
82.00
.00
144
No
No
No
Si
$18,669, $0.00
536.00
$268,780 $0.00
.88
$1,584,9 $1,316,2 $0.00
81.00
00.12
$17,353, $0.00
336.00
0
$-0.16
$-0.00
$0.00
$0.00
$0.00
$-0.16
$17,353, 1.44%
336.00
$0.00
$1,584,9 $268,780 $0.00
81.00
.88
145
No
No
No
Si
$17,353, $0.00
336.00
$249,831 $0.00
.86
$1,584,9 $1,335,1 $0.00
82.00
50.12
$16,018, $0.00
186.00
0
$-0.16
$-0.00
$0.00
$0.00
$0.00
$-0.16
$16,018, 1.44%
186.00
$0.00
$1,584,9 $249,831 $0.00
82.00
.86
146
No
No
No
Si
$16,018, $0.00
186.00
$230,610 $0.00
.03
$1,584,9 $1,354,3 $0.00
81.00
71.00
$14,663, $0.00
815.00
0
$-0.16
$-0.00
$0.00
$0.00
$0.00
$-0.17
$14,663, 1.44%
815.00
$0.00
$1,584,9 $230,610 $0.00
81.00
.02
147
No
No
No
Si
$14,663, $0.00
815.00
$211,111 $0.00
.47
$1,584,9 $1,373,8 $0.00
82.00
70.50
$13,289, $0.00
944.00
0
$-0.17
$-0.00
$0.00
$0.00
$0.00
$-0.17
$13,289, 1.44%
944.00
$0.00
$1,584,9 $211,111 $0.00
82.00
.47
148
No
No
No
Si
$13,289, $0.00
944.00
$191,332 $0.00
.17
$1,584,9 $1,393,6 $0.00
81.00
48.88
$11,896, $0.00
296.00
0
$-0.17
$-0.00
$0.00
$0.00
$0.00
$-0.17
$11,896, 1.44%
295.00
$0.00
$1,584,9 $191,332 $0.00
81.00
.17
149
No
No
No
Si
$11,896, $0.00
296.00
$171,268 $0.00
.14
$1,584,9 $1,413,7 $0.00
82.00
13.88
$10,482, $0.00
582.00
0
$-0.17
$-0.00
$0.00
$0.00
$0.00
$-0.17
$10,482, 1.44%
581.00
$0.00
$1,584,9 $171,268 $0.00
82.00
.14
150
No
No
No
Si
$10,482, $0.00
582.00
$150,915 $0.00
.25
$1,584,9 $1,434,0 $0.00
81.00
65.75
$9,048,5 $0.00
16.00
0
$-0.17
$-0.00
$0.00
$0.00
$0.00
$-0.18
$9,048,5 1.44%
16.00
$0.00
$1,584,9 $150,915 $0.00
81.00
.23
151
No
No
No
Si
$9,048,5 $0.00
16.00
$130,269 $0.00
.34
$1,584,9 $1,454,7 $0.00
81.00
11.62
$7,593,8 $0.00
04.50
0
$-0.18
$-0.00
$0.00
$0.00
$0.00
$-0.18
$7,593,8 1.44%
04.00
$0.00
$1,584,9 $130,269 $0.00
81.00
.34
152
No
No
No
Si
$7,593,8 $0.00
04.50
$109,326 $0.00
.20
$1,584,9 $1,475,6 $0.00
82.00
55.75
$6,118,1 $0.00
48.50
0
$-0.18
$-0.00
$0.00
$0.00
$0.00
$-0.18
$6,118,1 1.44%
48.50
$0.00
$1,584,9 $109,326 $0.00
82.00
.20
153
No
No
No
Si
$6,118,1 $0.00
48.50
$88,081. $0.00
53
$1,584,9 $1,496,9 $0.00
82.00
00.50
$4,621,2 $0.00
48.00
0
$-0.18
$-0.00
$0.00
$0.00
$0.00
$-0.18
$4,621,2 1.44%
48.00
$0.00
$1,584,9 $88,081. $0.00
82.00
53
154
No
No
No
Si
$4,621,2 $0.00
48.00
$66,531. $0.00
02
$1,584,9 $1,518,4 $0.00
81.00
50.00
$3,102,7 $0.00
98.00
0
$-0.18
$-0.00
$0.00
$0.00
$0.00
$-0.19
$3,102,7 1.44%
97.75
$0.00
$1,584,9 $66,531. $0.00
81.00
01
155
No
No
No
Si
$3,102,7 $0.00
98.00
$44,670. $0.00
25
$1,584,9 $1,540,3 $0.00
81.00
10.75
$1,562,4 $0.00
87.25
0
$-0.19
$-0.00
$0.00
$0.00
$0.00
$-0.19
$1,562,4 1.44%
87.00
$0.00
$1,584,9 $44,670. $0.00
81.00
25
156
No
No
No
Si
$1,562,4 $0.00
87.25
$22,494. $0.00
76
$1,584,9 $1,562,4 $0.00
82.00
87.25
$0.00
0
$-0.19
$-0.00
$0.00
$0.00
$0.00
$-0.19
$-0.19
$0.00
$1,584,9 $22,494. $0.00
82.00
76
$0.00
1.44%
Apreciado aspirante:
De acuerdo con la información que suministraste en el Formulario de Solicitud de Crédito Educativo, adjuntamos la información que arroja el
simulador de crédito con una proyección estimada de la financiación a la que aspiras acceder.
Es importante que sepas que la información suministrada en esta simulación te ofrece valores proyectados o aproximados. Por lo tanto, debes tenerlos
en cuenta como referencia, y no como información final y definitiva, al momento de la liquidación total del tu crédito
Ten en cuenta que el comportamiento de tu crédito educativo, está determinado por las condiciones de la línea que elijas, tu comportamiento de
pagos y las condiciones descritas en el Reglamento de Crédito Educativo de la entidad, el cual puedes encontrar en el siguiente enlace:
https://portal.icetex.gov.co/Portal/Home/el-icetex/biblioteca/reglamentodecredito
El objetivo de este simulador es el de brindarte una información estimada del comportamiento del crédito educativo. Debes saber que el simulador no
comprende costos asociados a dicho crédito como son los siguientes:
-Aporte al Fondo de Invalidez y Muerte, que el estudiante debe pagar en cada período académico de acuerdo con el valor financiado y que
corresponde a un 2% del valor de la matrícula.
-Pago del estudio en centrales de riesgo, que se hace en el momento de solicitar el crédito para que sean evaluados los antecedentes crediticios del
deudor solidario postulado.
-Otros gastos que surgen como novedades por pagos no realizados o retrasos en estos, como son los intereses causados y no reembolsados en la etapa
de estudios (si la línea contempla estos pagos en esta etapa) y los intereses de mora por presentarse días vencidos en la fecha del pago de la cuota.
Al ser esta una simulación proyectada en el tiempo, debes también tener en cuenta que el monto total variará de acuerdo con:
-El incremento del costo de la matrícula que determina la Institución de Educación Superior (IES) para cada período académico y que debe ser
desembolsado semestralmente por ICETEX,
-El Índice de Precios al Consumidor (IPC) definido cada año por el DANE. Recuerda que el IPC es el valor del dinero ajustado en el tiempo y que las
tasas de interés de ICETEX están compuestas por el IPC más unos puntos porcentuales según la línea elegida, las cuales oscilan entre el IPC más 7
puntos y el IPC más 9 puntos máximo.
-Además, en el caso de estudios en el exterior, es necesario que sepas que el costo del crédito también variará de acuerdo con la tasa de cambio de la
moneda del país de destino al momento de los desembolsos, lo cual se refleja en la liquidación del crédito.
-Así mismo, te indicamos que esta simulación no contempla situaciones relacionadas con tu comportamiento crediticio que tienen un impacto en el
valor total del crédito como: las demoras en tus pagos, o los mecanismos de alivio financiero que solicites en caso de dificultades, como
refinanciación, prórroga, aplazamiento o congelamiento de pagos.
-Tampoco tiene en cuenta los períodos de gracia que llegues a solicitar o cualquier novedad que agilice el pago de tu financiación, como es el pago
anticipado del valor parcial o total del crédito.
El contenido de este documento y/o sus anexos, es de carácter confidencial y para tu uso exclusivo, sin la intención de que sea revelada o divulgada a
otras personas. El acceso al contenido de esta comunicación por cualquier otra persona diferente no está autorizado por ICETEX y es objeto de
sanción de acuerdo con las normas legales aplicables.
El manejo de datos de información personal y crediticia que ingreses en este simulador será tratado de acuerdo con lo estipulado en la Política de
tratamiento de datos personales (el cual puedes consultar en el sitio web de ICETEX www.icetex.gov.co o haciendo clic en el siguiente enlace:
https://portal.icetex.gov.co/Portal/Home/atencion-al-ciudadano/politica-de-tratamiento-de-datos-personales-ICETEX/), en cumplimiento de la Ley
1581 de 2012, por la cual se dictan disposiciones para la protección de datos personales.
Descargar