3 Cur r enti nt er es tr at esandl oanc har ges Al l f i nanci al pr oduct s 20201stQuar t erand20194t hQuar t er Cur r ent Rat esappl i cabl ef ort he1stquar t er2020 FFF LI BORbas e . 3mont h Fundi ng LI BOR Mar gi n1 3 1. 83% 0. 12% Rat esappl i cabl ef ort he4t hquar t er2019 LI BORbas e . Lendi ng Lendi ng 3mont h Fundi ng spr ead2 Rat e LI BOR Mar gi n1 0. 80% 2. 75% 2. 00% Lendi ng Lendi ng spr ead 2 Rat e 0. 13% 0. 80% 2. 93% Conver t ed Rat esappl i cabl ef ort he4t hquar t er2020 LI BORbase . 3mont h Fundi ng Fi x ed LI BOR Mar gi n1 r at e 3 BOR 1. 83% CPSAugust LI 2009 Conver s i on Fi xed 1. 43% BOR 31. 83% CPSAugust LI 2010 Conver s i on Fi xed 1. 08% 3 83% BOR 1. SCFAugust LI 2009 Conver s i on Fi xed 1. 05% BOR31. 83% SCFAugust LI 2010 Conver s i on Fi xed 0. 84% 4. 03% 3. 48% 4. 59% 3. 69% Rat esappl i cabl ef ort he4t hquar t er2019 LI BORbas e . Lendi ng Lendi ng 3mont h Fundi ng Fi x ed s pr ead2 Rat e LI BOR Mar gi n1 r at e 0. 80% 4. 06% 0. 80% 4. 83% 0. 80% 3. 71% 0. 80% 4. 28% 0. 80% 3. 68% 0. 80% 5. 39% 0. 80% 3. 47% 0. 80% 4. 49% 2. 00% 1. 43% 4. 03% 2. 00% 1. 08% 3. 48% 2. 00% 1. 05% 4. 59% 2. 00% 0. 84% 3. 69% Lendi ng Lendi ng spr ead 2 Rat e 0. 80% 4. 23% 0. 80% 4. 83% 0. 80% 3. 88% 0. 80% 4. 28% 0. 80% 3. 85% 0. 80% 5. 39% 0. 80% 3. 64% 0. 80% 4. 49% Legac y Rat esappl i cabl ef ort hecur r entper i od LI BORbase LI BOR 3, 4 SCFLI BORUSD 1. 83% 0. 12% 5 5 SCFAdj .Jan/ J ul 6 DW Li borFebAug 6 DW Li borMayNov LI BORbase . Fundi ng Adj ust . Mar gi n1 Rat e CPSAdj .Jan/ Jul Rat esappl i cabl ef ort hepr evi ousper i od Lendi ng Lendi ng spr ead2 Rat e LI BOR 0. 80% 2. 75% 2. 93% 0. 80% 3. 73% 2. 93% 0. 80% 3. 73% 4. 30% . Fundi ng Adj us t . Mar gi n1 Rat e 0. 27% Lendi ng Lendi ng spr ead 2 Rat e 1. 60% 6. 17% 3. 91% 0. 80% 4. 71% 3. 23% 0. 80% 4. 03% 1. 71% 0. 12% 0. 80% 2. 63% 2. 03% 0. 13% 0. 80% 2. 96% 1. 92% 0. 13% 0. 80% 2. 85% 2. 59% 0. 13% 0. 80% 3. 52% Cur r enti nt er es tr at esandl oanchar ges Al l f i nanc i al pr oduc t s 20201s tQuar t erand20194t hQuar t er Bl endedl oans-Conc es s i onal f i nanc i ng/Or di nar yCapi t al Rat esappl i cabl ef ort he1stquar t er2020 LI BORbase FFF 3 Conces si onal Lendi ng . 3mont h Fundi ng Fi x ed LI BOR Mar gi n1 r at e 1. 83% 0. 12% LI BORbas e . I DB Lendi ng Lendi ng 3mont h Fundi ng Fi x ed spr ead2 Rat e LI BOR Mar gi n1 r at e 0. 80% 0. 25% Rat esappl i cabl ef ort he4t hquar t er2019 2. 75% 0. 25% 2. 00% 0. 13% I DB Lendi ng Lendi ng spr ead2 Rat e 0. 80% 0. 25% 2. 93% 0. 25% 1 I DB' sf undi ngmar gi nov er / bel owLI BOR. 2 I DB' sOr di nar yCapi t al l endi ngs pr eadper i odi c al l ydet er mi nedbyt heBank . 3 3mont hLI BORbas edr at esr esetf ourt i mesay eari nJanuar y ,Apr i l ,Jul yandOc t ober .Asof3r d.quar t er2012,SCFLI BOR Yenpr oductwasr epl acedbyFFF.Newl oanappr ov al swi l l f ol l owFFF’ sappr oachofi ndi vi dual pr i c i ngofc onv er s i onst oYen. 4 St ar t i ngJanuar y1s t ,2012,t hi sr at eal s oc or r es pondst ot her at et hatappl i est ol oansappr ov edundert heFl ex i bl eFi nanci ng Faci l i t y( FFF) . 5 Adj ust abl er at esr es ett wi c eayeari nJ anuar yandJul y . 6 Pr ogr am wi t hr esetdat esi nMayandNovembers t ar t edi nNov ember1994,andpr ogr am wi t hr es etdat esi nFebr uar yandAugust s t ar t edi n August1995.Rat esar ebas edon6mont hLI BOR.Cur r entr at escor r es pondt ot hemos tr ec entr es etdat e.
